I have a renovated Georgian house in Penylan. Conveyancing practitioner represented me and . I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold under the matching property. Is it worth asking to clarify?

You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Penylan and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with the conveyancing practitioner who conducted the conveyancing.

I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what should have been a simple, no chain conveyancing. Penylan is where the house is located. Can you offer any guidance?

Flying freeholds in Penylan are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Penylan you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Penylan may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I have been recommended by numerous property agents in Penylan to get a quote from a solicitor using your seach tool. Is there a financial inducement for Estate Agents to offer your site over and above alternative conveyancing organisations?

We don’t give any financial incentive for sending work to this site. We found it would be just too difficult a fee because home movers will think, ‘Why is the agent getting a kickback? Why am I not getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

Looking forward to exchange soon on a studio apartment in Penylan. Conveyancing lawyers inform me that they report fully tomorrow. What should I be looking out for?

Your report on title for your leasehold conveyancing in Penylan should include some of the following:

Where does the liability rest for repairing the window frames Whether the lease restricts you from letting out the flat, or working from home Changes to the property The landlord’s rights to access the flat. You should be made aware that your landlord has rights of access as well as be informed how much notice must be provided. How long the lease is. You should receive guidance as what happens when the lease ends, and aware of the importance of the 80 year mark

Penylan Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

What prohibitions are contained in the Penylan Lease? It would be wise to enquire if there are any onerous restrictions in the lease. For instance plenty of leases prohibit pets being allowed in certain buildings in Penylan. If you like the apartmentin Penylan yet your dog can’t make the move with you then you will be faced difficult decision. How long is the Lease?

Is there a reason that Penylan conveyancing charges are more expensive for leasehold and freehold properties?

Inevitably there is increased work necessary in leasehold conveyancing. Penylan has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including up to date service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.