My partner and I are purchasing a new build apartment in Plasmarl and my lawyer is advising me that she has to the mortgage company to disclose incentives from the seller. I am under pressure to sign contracts and I have no desire to prolong matters. Is my lawyer right?

You should not exchange unless you have been advised to do so by your conveyancing practitioner. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.

Having sold my house in Plasmarl last May but our buyer keeps texting me to moan that her conveyancer is waiting to hear from myconveyancer. What should have happened now that I have sold?

Following your disposal your conveyancer is obliged to deliver the transfer deeds and all supplemental paperwork to the purchaser's solicitors. Depending on the transaction, your conveyancer should also send confirmation that the home loan has been paid off to the purchasers conveyancers. There is unlikely to be post completion formalities peculiar conveyancing in Plasmarl.

My uncle passed away last year and as sole heir and executor I was left the house in Plasmarl. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Aldermore, pay off the mortgage. Is this possible?

Where you intend to refinance then Aldermore will insist on your using a conveyancer on the Aldermore conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Aldermore conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Aldermore mortgage is registered as a charge at the Land Registry.

I am looking to sell my house. My former lawyers has retired. It would be helpful to have a recommendation of a conveyancing firm. I happen to live in Plasmarl if that makes a difference.

You should use our search tool to help you choose a solicitor for your conveyancing in Plasmarl. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes smoothly.

I am looking at a two apartments in Plasmarl which have about forty five years left on the leases. Will this present a problem?

There are plenty of short leases in Plasmarl. The lease is a legal document that entitles you to use the premises for a period of time. As a lease gets shorter the value of the lease decreases and results in it becoming more costly to extend the lease. This is why it is often a good idea to increase the term of the lease. Sometimes it is difficult to sell a property with a short lease because mortgage companies less inclined to grant a loan on such properties. Lease enfranchisement can be a protracted process. We advise that you seek professional assistance from a conveyancer and surveyor with experience in this field.

Plasmarl Conveyancing for Leasehold Flats - A selection of Questions you should ask before buying

How many years remain on the lease? What is the service charge and ground rent on the property? It would be sensible to find out as much as possible concerning the company managing the block as they will affect your use and enjoyment of the property. As the owner of a leasehold property you will be at the mercy of the managing agents both financially and when it comes to practical matters like the tidiness of the communal areas. You should not be shy to ask prospective neighbours what they think of their service. In conclusion, investigate as to the dates that the service charges are due to the managing agents and specifically how they are spending that money.