Completed the sale of my flat in Clydach last June yet the purchaser is SMS messaging me to say his solicitor is waiting to hear from mine. What should my lawyer have done following completion?
Following your house sale your lawyer is duty bound to forward the transfer deeds and all supplemental paperwork to the purchaser's lawyers. Depending on the transaction, your solicitor must also send confirmation that the home loan has been discharged to the buyers lawyers. There is unlikely to be post completion requirements peculiar conveyancing in Clydach.
My friend suggested that if I am purchasing in Clydach I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is sometimes quoted for as part of the standard Clydach conveyancing searches. It is a large document of more than thirty pages, listing and detailing significant information about Clydach around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Clydach Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Clydach Education with plans and statistics, Local Amenities and other useful information concerning Clydach.
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what should have been a straight forward, chain free conveyancing. Clydach is where the house is located. Can you offer any guidance?
Flying freeholds in Clydach are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Clydach you would need to get your solicitor to go through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Clydach may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
How do I use your search facility to locate a conveyancing lawyer in Clydach on the approved list for my lender?
Step one is to select a bank such as Barclays , Norwich and Peterborough Building Society or Barclays Direct then choose your location for instance Clydach. Conveyancing organisations in Clydach and nationally should be shown.
My wife and I purchased a leasehold house in Clydach. Conveyancing and Norwich and Peterborough Building Society mortgage went though with no issue. A letter has just been received from someone saying they have taken over the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Clydach who previously acted has now retired. Do I pay?
The first thing you should do is make enquiries of the Land Registry to be sure that the individual claiming to own the freehold is indeed the registered owner of the freehold reversion. There is no need to instruct a Clydach conveyancing firm to do this as you can do this on the Land Registry website for a few pound. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.
Clydach Leasehold Conveyancing - Sample of Questions you should ask Prior to Purchasing
How much is the ground rent and service charge? In the main the outlay for major works are not included within maintenance charges, albeit that some managing agents in Clydach ask leasehold owners to pay into a sinking fund created for the specific intention of establishing a fund for major works. Plenty Clydach leasehold apartments will have a service charge for the upkeep of the building invoiced on behalf of the freeholder. If you acquire the apartment you will have to meet this amount, normally periodically throughout the year. This could be anything from a couple of hundred pounds to thousands of pounds for bigger purpose-built buildings. In all probability there will be a ground rent to be met annual, ordinarily this is not a exorbitant figure, say approximately £25-£75 but you need to enquire as on occasion it could be prohibitively expensive.