Can the conveyancing lawyers listed on your site handle attended exchange conveyancing in Gorseinon?
We do have a number of conveyancing experts who can conduct attended exchanges. Please call us to get a costs illustration and details as to dates.
Having invested time scouring moneysavingexpert.com for a conveyancing lawyer in Gorseinon, most post that I must look for a CQS kitemarked solicitor. What is CQS?
The Law Society's Conveyancing Quality Scheme is the recognised kitemark for legal experts in home ownership transfers, trusted by some of the UK's major banks. In 2011-12 the Conveyancing Quality Scheme was officially recognised by the Legal Ombudsman. The scheme does not cover licenced conveyancers. Gorseinon is one of the numerous areas in England and Wales where there are Accredited solicitors.
My husband and I are at the point of looking at apartments in Gorseinon and I am about to put in an offer. Is it sensible to have my solicitor on ‘stand by’? I will be getting a mortgage with RBS.
You should start obtaining conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. As you are taking out a mortgage with RBS, make sure you remember to check that your lawyer is on the RBS conveyancing panel.
I have paid off my mortgage with Coventry BS. I assume I don't need a Gorseinon conveyancing practitioner on the Coventry BS panel to remove the mortgage at the Land Registry. Am I right?
If you have finished paying off your Coventry BS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Coventry BS mortgage from the register. Coventry BS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Coventry BS has sent the Land Registry the discharge electronically, and
- Coventry BS has instructed the Land Registry to do so
I am selling my apartment. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Clydesdale are being a right pain. The Gorseinon solicitor who is on the Clydesdale conveyancing panel is recommending indemnity insurance as a solution but Clydesdale are insisting on a building regulation certificate. Why do Clydesdale have a conveyancing panel if they don't accept advice from them?
It is probably the case that Clydesdale have referred the matter to their valuer. The reason why Clydesdale may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Over the last few months I have been searching for a leasehold apartment up to £305k and found one round the corner in Gorseinon I like with amenity areas and transport links in the vicinity, however it's only got 52 remaining years left on the lease. There is not much else in Gorseinon in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a home loan the shortness of the lease will likely be a potential deal breaker. Reduce the price by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the property for at least 2 years you can ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this matter.
Having had my offer accepted I require leasehold conveyancing in Gorseinon. Before I set the wheels in motion I require certainty as to the number of years remaining on the lease.
If the lease is registered - and most are in Gorseinon - then the leasehold title will always include the short particulars of the lease, namely the date; the term; and the original parties. From a conveyancing perspective such details then enable any prospective buyer and lender to confirm that any lease they are looking at is the one relevant to that title. For any other purpose, such as confirming how long the term was granted for and calculating what is left, then the register should be sufficient on it's own.
Leasehold Conveyancing in Gorseinon - A selection of Questions you should ask before Purchasing
Many Gorseinon leasehold flats will be liable to pay a service bill for the upkeep of the building invoiced by the landlord. If you acquire the flat you will have to meet this amount, normally quarterly accross the year. This can vary from two or three hundred pounds to thousands of pounds for blocks with lifts and large communal areas. There will also be a rentcharge to be met yearly, this is usually not a exorbitant figure, say around £25-£75 but you should to enquire as sometimes it could be many hundreds of pounds. This information is helpful as a) areas may cause problems in the block as the communal areas may start to deteriorate if repairs are not paid for b) if the tenants have an issue with the managing agents you will need to have all the details Is anyone aware of any major works in the near future that will add a premium to the service charges?