I am hoping to receive a offer of a home loan from Nat West. My intention is to use a Licensed Conveyancer in Carmarthen. Does the Nat West Solicitor panel allow for conveyancers regulated by the CLC?
The Nat West conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
Our nephew is buying a new build apartment in Carmarthen with a mortgage from Santander. His solicitor has said that there is a delay in completing the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?
The document is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Santander conveyancing panel as a standard part of the process, and to the valuer when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Santander conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.
We see that you have a post code search directory listing firms on the Leeds Building Society conveyancing panel. Do companies pay you a commission if I retain them for our own conveyancing in Carmarthen?
We are a listing service only for law firms wishing to communicate if they are on the Leeds Building Society conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Carmarthen.
Me and my brother purchased a renovated Georgian property in Carmarthen. Conveyancing solicitor represented me and National Westminster Bank. I did a free Land Registry search last week and I saw two entries: one for freehold, another for leasehold with the matching property. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Carmarthen and other locations in the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with the conveyancing solicitor who completed the work.
How easy is it to swap firm as I need to select one who is on the HSBC Bank conveyancing panel. I instructed a local conveyancing solicitor in Carmarthen round the corner but she is not approved by HSBC Bank
We will our best to assist in finding you a conveyancing solicitor in Carmarthen on the HSBC Bank panel. Please note that the property lawyers that we work with do not pay us commission if you instruct them and are authorised and regulated by the SRA who regulate all conveyancing solicitors in Carmarthen. Using search facility on this site, you can contrast fees for conveyancing solicitors in Carmarthen and beyond.