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Find a Carmarthen Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Carmarthen? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Carmarthen transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Carmarthen conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Carmarthen

I am considering applying for a Skipton mortgage for purchase of a newly converted (under development) in Carmarthen with 65 per cent LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Skipton ?

In theory, you could use a solicitor that is not on the Skipton conveyancing panel, but Skipton would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same conveyancing matter.

I purchased a 4 bedroom Edwardian property in Carmarthen. Conveyancing practitioner acted for me and Halifax. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the exact same property. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Carmarthen and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who conducted the conveyancing.

I've recently found out that there is a flying freehold element on a property I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Carmarthen is the location of the property. Can you offer any guidance?

Flying freeholds in Carmarthen are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Carmarthen you would need to get your solicitor to go through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Carmarthen may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

I was advised by a few estate agents in Carmarthen to find a property lawyer on your site. Is there a financial upside for Estate Agents to recommend your services over and above a competitor’s?

We refuse to give any financial incentive for pointing buyers and sellers to this site. We found it would be just too difficult a fee as members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ We would prefer to grow our business on genuine recommendations.

My partner has recommend that I instruct his conveyancers in Carmarthen. Should I use them?

Much as we are happy to recommend a Carmarthen conveyancing lawyer the ideal way to find a conveyancing lawyer is to seek recommendations from friends or family who have used the solicitor that you are considering.

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Find out more about how flying freehold can affect your the value of a property.