It is a dozen years since I purchased my home in Carmarthen. Conveyancing lawyers have recently been appointed on the sale but I am unable to locate the title deeds. Will this cause complications?

You need not be too concerned. First the deeds may be kept by the lender or they may be in the possession of the conveyancers who oversaw your purchase. Secondly the chances are that the property will be registered at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors procuring up to date copy of the land registers. The vast majority of conveyancing in Carmarthen relates to registered property but in the unlikely event that your home is unregistered it is more tricky but is resolvable.

I am told that my conveyancing solicitors will need to check that the building insurance when buying a house in Carmarthen. My lender is Platform

Platform have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/8/2025, the requirements read as follows :

Should I appoint a Carmarthen conveyancing lawyer who is local to the property I am hoping to buy? We have a good friend who can conduct the conveyancing but her office is approximately 350miles away.

The benefit of a local Carmarthen conveyancing firm is that you can attend the office to execute paperwork, deliver your identification documents and pester them where appropriate. Having local Carmarthen know how is a plus. However nothing is more important than finding someone that will pull out all the stops for you. If if people you trust used your friend and in the main were happy that must outweigh using an unknown Carmarthen conveyancing solicitor just because they are based in the area.

Do you have any top tips for leasehold conveyancing in Carmarthen from the perspective of saving time on the sale process?

• Much of the delay in leasehold conveyancing in Carmarthen can be avoided if you instruct lawyers as soon as you market your property and ask them to put together the leasehold documentation needed by the purchasers’ solicitors.
In the event that you altered the property did you need the Landlord’s approval? In particular have you installed wooden flooring? Most leases in Carmarthen state that internal structural alterations or installing wooden flooring require a licence from the Landlord consenting to such alterations. If you dont have the approvals in place do not communicate with the landlord without contacting your conveyancer first. Many landlords or Management Companies in Carmarthen levy fees for supplying management packs for a leasehold home. You or your lawyers should find out the fee that they propose to charge. The management pack can be applied for on or before finding a buyer, thus reducing delays. The average time it takes to obtain the necessary information is three weeks. It is the most usual reason for delay in leasehold conveyancing in Carmarthen. If you hold a share in a the Management Company, you should make sure that you have the original share certificate. Organising a new share certificate is often a time consuming process and delays many a Carmarthen conveyancing deal. If a reissued share certificate is required, you should approach the company officers or managing agents (if relevant) for this at the earliest opportunity.

Carmarthen Leasehold Conveyancing - Sample of Questions you should ask Prior to buying

How much is the ground rent and service charge? Are any of leasehold owners in dispute over their service charge liability? Is anyone aware of any major works in the near future that could increase the maintenance costs?

How do I find the right lawyer for my conveyancing in Carmarthen ?

Option 1 is to ask the people you trust who they would recommend. Option 2 is to use a search tool on the web for conveyancing in Carmarthen. Call a couple or more firms from the list and ask them to email you their conveyancing charges and discuss your needs with the solicitor who will conduct your conveyancing before you commit. Option 3 is to use this site to help you find the right lawyers taking into account your unique factors including location,speed, complexity and who the proposed lender is.Avoid the trap of appointing lowest cost conveyancing solicitors in Carmarthen