Me and my fiance are purchasing a ground floor flat in Llanelli. My lawyer is not on the mortgage company approved list. Can I still retain my Llanelli conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
You have numerous choices available to you here
- Complete the purchase with your preferred Llanelli property lawyer but your mortgage company will need to retain a property lawyer from their conveyancing panel. The net result is additional cost and potential delay.
- Choose a new solicitor to conduct the conveyancing, ensuring that they are on the mortgage company conveyancing panel.
- Appeal to your lawyer to apply to join the bank panel
Can the conveyancing solicitors via your comparison service handle conveyancing in Llanelli by way of an attended exchange?
We do have a number of conveyancing experts carrying out 24hr exchanges. Please contact us to obtain a costs illustration and details as to availability.
I own a semi-detached Victorian property in Llanelli. Conveyancing practitioner represented me and Nationwide Building Society. I happened to do a free search for it on the Land Registry database and there are a couple of entries: one for freehold, another for leasehold with the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Llanelli and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the position with your conveyancing practitioner who conducted the work.
I'm converting the mortgage on my current house to a BTL mortgage with Platform Home Loans Ltd and intend to use the remaining equity towards another property. The location we are talking about is Llanelli. Will your solicitors be able to act for both sets of lenders and tie in the two deals?
Do use our comparison tool on this site to check that the conveyancers are on the appropriate lender panels. Having checked that they are the solicitor will be able to simultaneously deal with the two deals but you should talk with you solicitor and make apparent your desired outcome and needs.
Do lenders provide you with an approved list of Llanelli solicitors? How do you know who is on the mortgage company conveyancing panel?
Llanelli law firm practices and firms carrying out conveyancing in Llanelli themselves provide us confirmation that they are on the mortgage company conveyancing panel as opposed to being supplied with a list from the mortgage company directly.