I am purchasing an apartment in Killay. My Solicitor is not on the bank approved list. Can I still retain my Killay conveyancing solicitor even though they are excluded from the lender approved list?

You have a couple of alternatives available to you here

• Carry on with your preferred Killay conveyancing practitioner but your lender will no doubt retain a solicitor from their approved panel. This will result in additional charges together with likely interruption.
• Appoint a new solicitor to act in the purchase, ensuring that they are on the bank conveyancing panel.
• Appeal to your property lawyer to apply to join the lender panel

3 months have gone by following my purchase conveyancing in Killay took place. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

In my capacity as executor for the estate of my grandmother I am disposing of a residence in Cardiff but live in Killay. My lawyer (who is 250 miles awayrequires that I sign a stat dec before completion. Could you suggest a conveyancing solicitor in Killay who can attest and place their company stamp on the document?

strictly speaking you should not be required to have the documents witnessed by a conveyancing solicitor. Normally or notary public or qualified solicitor will suffice regardless of whether they are located in Killay

Can you provide any advice for leasehold conveyancing in Killay with the purpose of saving time on the sale process?

• Much of the frustration in leasehold conveyancing in Killay can be bypassed if you get in touch lawyers as soon as you market your property and request that they start to put together the leasehold documentation which will be required by the purchasers’ lawyers.
If you have had any disputes with your landlord or managing agents it is very important that these are settled before the property is put on the market. The buyers and their solicitors will be nervous about purchasing a flat where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is better to reveal the dispute as over rather than ongoing. The majority of landlords or managing agents in Killay charge for providing management packs for a leasehold home. You or your lawyers should enquire as to the fee that they propose to charge. The management information sought as soon as you have a buyer, thus accelerating the process. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most frequent reason for frustration in leasehold conveyancing in Killay. In the event that you altered the property did you need the Landlord’s permission? In particular have you laid down wooden flooring? Killay leases often stipulate that internal structural alterations or installing wooden flooring necessitate a licence issued by the Landlord approving such works. If you dont have the paperwork to hand do not contact the landlord without checking with your lawyer first.

Leasehold Conveyancing in Killay - Examples of Queries before buying

Can you inform me if there are any major works anticipated that will add a premium to the service fees? On the whole the cost for major works are not included within service charges, albeit that some managing agents in Killay obliged leasehold owners to contribute towards a reserve fund and this is used to offset against larger works. It would be wise to discover as much as you can about the managing agents as they will impact your use and enjoyment of the property. As the proprietor of a leasehold property you will be in the clutches of the managing agents both financially and when it comes to practical issues like the tidiness of the common parts. Ask other tenants what they think of them. Finally, be sure you know the dates that the service charges are due to the relevant party and specifically what it includes.

Please can you suggest a cheap Killay lawyer for buying an apartment? A friend suggested one but their quote was £995 plus VAT for a 150k property. I think thats a tad expensive. The bank will be Leeds Building Society.

LenderPanel.com is restricted to being a directory service for solicitors who want to be listed as being on the approved conveyancing panel for Leeds Building Society in certain locations such as Killay . Our intention is not to recommend any specific solicitor.