Can your site be used to find a Conveyancing solicitor in Killay even where I’m not buying or selling a house, for instance if I want to buy a shop in Killay with a mortgage from Alliance & Leicester ?
The service is primarily utilised to locate domestic conveyancing solicitors in Killay but we have set out towards the bottom of this page a selection of Killay commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they can also act for Alliance & Leicester
I have a decision in principle. The bank mentioned the mortgage came with free conveyancing. Is the implication that I have to use their panel lawyer as I would much rather use a Killay based conveyancing firm?
You should check but the chances are that give you one of their panel conveyancers if you take up the "fee-free" incentive. Contact the lender and explore if they offer you a cash alternative. In the past a few mortgage companies offered a £250 cashback as an alternative in which case you could put that amount towards the cost for your conveyancing solicitor in Killay.
How does conveyancing in Killay differ for new build properties?
Most buyers of new build or newly converted property in Killay contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is ready to move into. This is because builders in Killay usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Killay or who has acted in the same development.
Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Killay I like with a park and station in the vicinity, however it's only got 52 years on the lease. There is not much else in Killay suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
If you require a mortgage the shortness of the lease may be an issue. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the current lease with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.
We are 18 days into a residential purchase having been directed to a firm by the selling agent to do our conveyancing in Killay. We are not happy. Could you help me find new conveyancers?
A conveyancer would need to be really bad to suggest changing them. Has the mortgage been issued? In the event that it has you need to inform them of the new contact details and have the loan are re-issued. The solicitor ideally should be on the banks approved list to avoid supplemental expenses and frustration. So that should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a bank approved conveyancer for your conveyancing in Killay