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Find a Birchgrove Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Birchgrove? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Birchgrove conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Birchgrove conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Birchgrove

We selected a Birchgrove based firm for my conveyancing in Birchgrove today. Upon checking the official terms of business it is apparent thatI am on the hook for fees even if the movedoes not happen. Would I be best advised to instruct a web based firm who offer no move no charge conveyancing in Birchgrove?

It is usually ‘give and take’ in that if "No Completion No Fee" is offered then the fee levels will tend to be be more expensive to counteract the transactions that do not proceed. Do bear in mind that such offerings rarely protect you from expenditure e.g. Birchgrove conveyancing search charges.

In what way does my ID and proof of funds have anything to do with my conveyancing in Birchgrove? Is this really warranted?

It is indeed that case that the requirement set out by your solicitor has nothing to do with conveyancing in Birchgrove. Nowadays you can not proceed with any conveyancing deal if you have not handing over evidence of your identity. This usually takes the form of a either your passport or driving licence plus a utility bill. Please note that if you are supplying your driving licence as proof of ID it must be both the paper part and photo card part, one is not satisfactory in the absence of the other.

Verification of the origin of funds is necessary in accordance with the Money Laundering Regulations. Please do not be offended when when this is requested of you as your conveyancer will need to retain this information on record. Your Birchgrove conveyancing lawyer will need to see evidence of proof of funds before they are able to accept any monies from you into their client account and they should also ask additional queries concerning the origin of monies.

Me and my partner are purchasing a property in Birchgrove. I might seem paranoid but how we can trust a conveyancer? On the day of competition we have to put our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Is it the case that all Birchgrove CQS (Conveyancing Quality Scheme) solicitors are on the Co-operative conveyancing list of approved firms?

A selection of banks and building societies now utilise CQS as the starting point for Panel approval such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the CML have indicated that it is likely to become a pre-requisite for firms wishing to join their panels.

It is not clear whether my bank requires a lease extension. I have called into my local Birchgrove bank branch on numerous occasions and was told they are content with the situation and they will lend. My Birchgrove conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned to say that they refuse to lend based on their published requirements. I simply don't know who is right.

The lawyer has to follow the Council of Mortgage Lenders’ Handbook section two provisions for your bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the lender to contact your lawyer in writing confirming that they will accept the number of years remaining.

I require quick conveyancing in Birchgrove as I am under an ultimatum to sign on the dotted line in less than one month. Thankfully I do not need a mortgage. Is it possible to decline from having conveyancing searches to save money and time?

If.Given you are not obtaining a mortgage you are at free not to do searches although no lawyer would recommend that you don't. With plenty of history conveyancing in Birchgrove the following are instances of what can be revealed and adversely affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Railway Schemes,...

Just had an offer accepted on a new build apartment in Birchgrove. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Set out below is a sample of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Birchgrove

    Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please supply a car parking plan.

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