I am expecting a mortgage with Halifax. I would like to employ the services of a Licensed Conveyancer in Birchgrove. Does the Halifax Solicitor panel allow for conveyancers regulated by the CLC?
The Halifax approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Various internet forums that I have come across warn that are the primary reason for stalling in Birchgrove house deals. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of hindrances in the conveyancing process. Searches are not likely to feature in any slowing down conveyancing in Birchgrove.
How does conveyancing in Birchgrove differ for new build properties?
Most buyers of new build property in Birchgrove contact us having been asked by the seller to sign contracts and commit to the purchase even before the premises is constructed. This is because developers in Birchgrove typically purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Birchgrove or who has acted in the same development.
Due to the guidance of my in-laws I had a survey completed on a house in Birchgrove ahead of instructing lawyers. I have been told that there is a flying freehold aspect to the house. Our surveyor advised that some banks may refuse to grant a mortgage on a flying freehold premises.
It varies from the lender to lender. Lloyds has different requirements from Birmingham Midshires. If you call us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Birchgrove. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Birchgrove to see if the conveyancing will be more expensive.
My husband and I are new on the property ladder - agreed a price, yet the estate agent informed us that the vendor will only proceed if we use the agent's chosen conveyancers as they want a ‘quick sale’. My instinct tells me that we should use a family solicitor with experience of conveyancing in Birchgrove
It is highly unlikely the owners are driving this. Should the owner desire ‘a quick sale', alienating a motivated purchaser is likely to cause more damage than good. Bypass the agents and go straight to the owners and make the point that (a)you are serious purchasers (b)you are excited to move forward, with finances in place © you are chain free (d) you wish to move quickly (e)but you are going to use your own,trusted Birchgrove conveyancing lawyers - not the ones that will earn their negotiator at the agency a referral fee or hit his conveyancing thresholds set by head office.