We are planning on selling our home in Cross Hands and the buyers lawyers are claiming that there is a possibility that the property was constructed on contaminated land. A local lawyer would know that there is no such problem. It does beg the question why the buyers used a national conveyancing practice as opposed to a conveyancing solicitor in Cross Hands. Having lived in Cross Hands for six years we know that this is a non issue. Is it a good idea to get in touch with our local Authority to obtain clarification need.
It sounds as though you may have a conveyancing lawyer currently acting for you. Are they able to advise? You must check with your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out health insurance to cover that same sickness)
I opted to have a survey done on a property in Cross Hands ahead of instructing conveyancers. I have been told that there is a flying freehold element to the property. Our surveyor advised that some banks will not issue a loan on a flying freehold house.
It varies from the lender to lender. Bank of Scotland has different instructions from Nationwide. If you call us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cross Hands. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cross Hands to see if the conveyancing costs will increase in light of this.
Are there any apps to help locate a Cross Hands law firm on the Lloyds TSB Bank conveyancing panel? I have wheels and am happy to travel upto 25miles to meet the solicitor.
You can use the tool on this page. Please pick a bank and your location and you will see a number of Cross Hands conveyancing lawyers based on proximity. We have listed some Cross Hands conveyancing firms at the bottom of this page and you can call them to check if they are on the Lloyds TSB Bank approved list
Am I best advised to instruct a Cross Hands conveyancing practitioner based in the location that I am hoping to buy? I have an old university friend who can carry out the legal formalities however his firm is located approximately 350miles away.
The primary upside of using a high street Cross Hands conveyancing practice is that you can attend the office to execute documents, hand in your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a bonus. That being said it's more important to get someone that will do a good and efficient job. If you know people who instructed your friend and in the main were content that must outweigh using an unfamiliar Cross Hands conveyancing solicitor just because they are local.
Back In 2007, I bought a leasehold house in Cross Hands. Conveyancing and The Royal Bank of Scotland mortgage organised. I have received a letter from someone claiming to own the reversionary interest in the property. Attached was a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Cross Hands who previously acted has long since retired. Any advice?
The first thing you should do is contact HMLR to be sure that this person is indeed the new freeholder. You do not need to incur the fees of a Cross Hands conveyancing practitioner to do this as it can be done on-line for less than a fiver. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Cross Hands Leasehold Conveyancing - A selection of Questions you should consider before Purchasing
Are any of leasehold owners in arrears of their service charge liability? The prefered form of lease arrangement is where the freehold interest is in the ownership of the leaseholders. In this scenario the tenants benefit from being in charge if their destiny and although a managing agent is frequently employed if the building is larger than a house conversion, the managing agent acts for the leaseholders themselves. Where a Cross Hands lease has less than 80 years it will affect the value of the property. Check with your mortgage company that they are willing to to proceed given the lease term. Leases with less than 80 years remaining means that you will probably have to extend the lease sooner rather than later and you need to have some idea of how much this would cost. Remember, in most cases you would need to own the residence for a couple of years in order to be eligible to carry out a lease extension.