Do the conveyancing solicitors listed on your site carry out auction conveyancing in Swansea?

There are a number of niche practitioners we can put you in touch with those specialising in auction conveyancing. Swansea is one of hundreds of locations where our lawyers cover.

I am buying a garden flat in Swansea. How practical is it for me to do the conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Swansea you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Swansea.

I'm purchasing a new build house in Swansea with a mortgage from Norwich and Peterborough Building Society. The sellers would not move on the amount so I negotiated 6k of additionals instead. The estate agent told me not disclose to my conveyancer about the extras as it would put at risk my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what should have been a quick, chain free conveyancing. Swansea is the location of the property. Can you shed any light on this issue?

Flying freeholds in Swansea are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Swansea you would need to get your solicitor to go through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Swansea may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I need to instruct a conveyancing solicitor for purchase conveyancing in Swansea. I happened to chance upon a site which seems to have the ideal answer If there is a chance to get all formalities completed via phone that would be ideal. Do I need to be wary? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?