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Find a Swansea Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Swansea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Swansea conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Swansea conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Swansea

What is your number one tip for finding a conveyancing solicitor in Swansea

It would be unwise to be seduced by the lowest Swansea conveyancing fees. You really do get what you’re paying for when it comes to property lawyers. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

is it true that all Swansea solicitors on the Virgin Money conveyancing panel are governed by the SRA?

As solicitors, in order to be on the Virgin Money conveyancing panel they would need to be governed by the Solicitors Regulatory Authority. The majority of mortgage companies do allow licenced conveyancers on their panel in which case such firms would be governed by the CLC.

We previously selected conveyancing lawyers locally in Swansea on the HSBC solicitor approved list. They are now charging me a further fee for handling the HSBC mortgage. Is this an additional conveyancing fee set by HSBC?

Unfortunately, as long as it is in their Terms of Engagement or Quote then yes your solicitor is entitled to levy a fee for this. The charge is not dictated by HSBC but by your Swansea conveyancer. Some firms on the HSBC panel will charge ’dealing with mortgage’ fee and others do not.

I am buying a new build flat in Swansea. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a few leasehold new build questions that you can expect your new-build leasehold conveyancing in Swansea

    Please confirm the Lease plans are architect prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Forfeiture - bankruptcy or liquidation must not apply under this provision.

Am I right to be suspicious by third parties that I am dealing with are recommending a national conveyancing firm as opposed to a local Swansea conveyancing firm?

As with many professional services, often suggestions from connections can be very helpful. But there are many parties with a keen interest in a conveyancing transaction; estate agents, financial adviser and banks may put forward conveyancers to appoint. On occasion the conveyancers might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the recommendation. You are at liberty to choose your preferred lawyer. You need to be aware that the majority of mortgage providers operate an approved list of conveyancers you are obliged to use for the lender aspect of your transaction.

I need to retain a conveyancing solicitor for sale conveyancing in Swansea. I have chance upon a site which looks to be the perfect offering If it is possible to get all this stuff done via web that would be ideal. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Do you have any top tips for leasehold conveyancing in Swansea with the purpose of saving time on the sale process?

  • Much of the delay in leasehold conveyancing in Swansea can be reduced where you appoint lawyers the minute you market your property and request that they start to collate the leasehold documentation which will be required by the purchasers’ representatives.
  • Many freeholders or Management Companies in Swansea levy fees for providing management packs for a leasehold property. You or your lawyers should enquire as to the actual amount of the charges. The management information can be applied for as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to obtain the necessary information is three weeks. It is the most usual reason for delay in leasehold conveyancing in Swansea. In the event that you altered the property did you need the Landlord’s permission? In particular have you laid down wooden flooring? Swansea leases often stipulate that internal structural changes or installing wooden flooring require a licence from the Landlord acquiescing to such alterations. Should you fail to have the consents to hand you should not communicate with the landlord without checking with your lawyer in the first instance. If you have had conflict with your freeholder or managing agents it is very important that these are settled before the property is marketed. The purchasers and their solicitors will be concerned about purchasing a flat where a dispute is unresolved. You may need to swallow your pride and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the buyers, but it is clearly preferable to reveal the dispute as over rather than unsettled.

Swansea Leasehold Conveyancing - Examples of Queries Prior to Purchasing

    What restrictions are contained in the Swansea Lease? It would be wise to discover as much as possible regarding the managing agents as they can either make life much easier or a lot more difficult. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to daily matters like the tidiness of the communal areas. Ask other tenants what they think of their management. In conclusion, find out the dates that you are obliged pay the maintenance charge to the appropriate party and precisely what you get for your money. Best to be warned whether redecorating or some other significant cost is coming up that will be shared amongst the tenants and will dramatically impact the level of the service charges or necessitate a one off payment.

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