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Ready to buy a new home in Swansea? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Swansea conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Swansea

Souldappointing a Swansea conveyancing practice make the ownership transfer smoother?

Generally conveyancing practitioners in your area will have strong relationships with your local authority, which could help with the Swansea conveyancing searches that your solicitor will inevitably need. It also helps if they have strong relationships with the Land Registry overseeing your area Swansea, other lawyers in the neighbourhood and Swansea selling agents.

My friend advised me that where I am purchasing in Swansea I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is sometimes included in the estimate for your Swansea conveyancing searches. It is not a small report of about 40 pages, listing and setting out important information about Swansea around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Swansea Education with plans and statistics, Local Amenities and other useful data regarding Swansea.

Are there restrictive covenants that are commonly identified during conveyancing in Swansea?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Swansea. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

The estate agent has sent us the confirmation of our purchase of a new build apartment in Swansea. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below is a sample of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Swansea

    Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Please confirm the Lease plans are surveyor prepared. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

When it comes to my conveyancing in Swansea should I be paying VAT on the following: (1) Land reg fee on purchase (2) Pre - completion search fee (3) SDLT E submission on purchase (4) Bank TT fee

(1) Land reg fee on purchase - No (2) Pre - completion search fees -No, (such conveyancing searches are HMLR ones and means £4 and possibly £2 bankruptcy per name on your mortgage) (3) SDLT E submission on your purchase - There is no VAT on Stamp Duty. However if the firm is charging a stamp duty e-submission fee as part of their services - some Swansea conveyancers do - that will incur VAT(4) Bank transfer fee - Yes it is for the property lawyer's time in submitting the funds this way.

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