I plan on purchasing a flat in Dunvant. My Conveyancer is not on the mortgage company solicitor panel. Is it possible for me to use my Dunvant conveyancing solicitor notwithstanding that they are not on the mortgage company panel?
You have a number of options available to you here
- Carry on with your preferred Dunvant conveyancer but your mortgage company will no doubt instruct a property lawyer from their approved list. The net result is additional cost and likely interruption.
- Choose a new solicitor to act in the purchase, obviously checking they are on the lender conveyancing panel.
- Convince your property lawyer to do everything within their powers to get accepted on the bank’s conveyancing panel
What is the difference between a licensed conveyancer and conveyancing solicitor in Dunvant
There are many recorded licenced Conveyancers in Dunvant and Solicitor practices in Dunvant to choose from It is important to make clear that both are regulated professionals specialising in the legal work in transferring property. Both can deal with other property legal work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I recently had an offer accepted on a house in Dunvant. My financial adviser pressured me to appoint their conveyancer. I paid an on account payment of £175. Not long after, the lawyer called me sheepishly admitting that they were not on the Coventry BS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Coventry BS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
I have instructed a Dunvant property lawyer having made sure that they are on the Kent Reliance conveyancing panel. Does my lawyer arrange the survey of the property?
Kent Reliance will need an independent valuation of the property. Your lawyer will not arrange this. Usually Kent Reliance will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Dunvant postcode. As you are getting a mortgage with Kent Reliance, you could contact them to see if they have a list of approved surveyors in Dunvant.
I am purchasing a property and the conveyancer has identified Chancel Repair for which the house could be liable given it’s proximity to the area of such a church. She has mentioned insurance. Is this strictly required for conveyancing in Dunvant
Unless a prior purchase of the premises completed after 12 October 2013 you could take it that lawyers carrying out conveyancing in Dunvant to continue to suggest a chancel search and or chancel repair liability insurance.
I opted to have a survey done on a house in Dunvant ahead of instructing solicitors. I have been informed that there is a flying freehold aspect to the property. My surveyor advised that some banks will refuse to issue a loan on such a property.
It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can look into this further via the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Dunvant. Conveyancing may be slightly more expensive based on your lender's requirements.
Taking into account that I will soon spend hundreds of thousands of pounds on a property in Dunvant I would like to talk to a solicitor regarding theconveyancing prior to instructing the firm. Is this something that you can arrange?
Absolutely - we would be happy to talk to you we do not take any clients on without you speaking to the solicitor who will be doing your conveyancing in Dunvant.There is no ‘factory style conveyancing’ - every client is an important individual, not a matter number. The law firms that we put you in touch with believe that the fees you are provided with for residential conveyancing in Dunvant should be the figure that you end up paying.