How up to date is your database of Neath Port Talbot solicitors on the Co-operative conveyancing panel? Do Co-operative send you an updated list?
Neath Port Talbot conveyancing firms themselves provide us confirmation that they are on the Co-operative conveyancing panel as opposed to being supplied with a list from Co-operative directly.
We are planning to buy with Darlington Building Society. I called into 3 or 4 local solicitors but am struggling to find a Neath Port Talbot conveyancing firm on the Darlington Building Society approved list. Could you help?
You should make use of the search tool on this site. Please choose the mortgage company and type Neath Port Talbot or your preferred area and you will see numerous solicitors offices in Neath Port Talbot or near you.
This question may be naive but I am unseasoned as a first time purchaser of a two bedroom flat in Neath Port Talbot. Do I receive the keys to the premises on the completion date from my conveyancer? If so, I will appoint a local conveyancing solicitor in Neath Port Talbot?
There is no need to visit the lawyers office on the day of completion. Conveyancing lawyers for you will transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you will be able to receive the keys from the Estate Agents and move into your new home. Usually this happens early afternoon.
We have agreed to purchase a house in Neath Port Talbot. An unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender UBS be concerned?
Given that your lender is UBS your lawyer must check the formal instructions contained in Section two of UK Finance Lenders’ Handbook for UBS. The CML Handbook contains minimum specifications for solar panel roof-space leases, and property lawyers are required to report to UBS where a lease fails to satisfy these requirements. The specifications relate to the installation of panels on properties in England and Wales and is not limited to Neath Port Talbot.
I currently have a mortgage with Yorkshire BS for my property in Neath Port Talbot. Conveyancing has been completed a year ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Yorkshire BS?
Your original mortgage agreement with Yorkshire BS will provide that you need their approval in advance of renting your property as this is likely to be a breach of Yorkshire BS’s mortgage conditions. It may be that Yorkshire BS will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Yorkshire BS directly. You need not do this via a Yorkshire BS conveyancing panel solicitor.
I am looking for a conveyancing solicitor in Neath Port Talbot for my remortgage. Can I see a firm’s record with the profession’s regulator?
Anyone can see published Solicitor Regulator Association (SRA) decisions arising from investigations started on or after Jan 2008. Go to Check a solicitor's record. For records Pre 2008, or to check a firm's record, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, dial +44 (0)121 329 6800. The regulator could recorded call for training reasons.
I have selected a Neath Port Talbot conveyancing solicitor for our house purchase (first time buyers) and have spotted in the engagement letter that they are not regulated by the Financial Conduct Authority. Am I right to be worried or is that the norm with solicitor?
We can't see why they should be. Most conveyancer don't lend money. You should check that they are governed by the Solicitors Regulation Authority, who have specific rules in place on funds deposited on client account.