My best friend’s sister is a property lawyer. I hope that I can be offered mate’s rates for conveyancing, but if not, what level of costs would I typically be looking at for conveyancing in Neath Port Talbot?

It’s sensible to get two or three conveyancing estimates. Do use our comparison tool on this site. You will notice that fees seem to vary but service levels do are distinct between conveyancers as is the case with most professions.

My wife and I are only a couple days away from an exchange on a flat in Neath Port Talbot and my mum and dad have sent the 10% deposit to my solicitor. I am now told that as the deposit has been received from someone other than me my conveyancing practitioner needs to make a notification to my lender. I am advised that, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really appropriate for him to raise this?

Your conveyancer is obliged to check with lender to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your mortgage company if you permit them to, failing which, your lawyer must cease to continue acting.

I am selling my house in Neath Port Talbot. Does the conveyancing practitioner have to be on the HSBC conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the HSBC conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their specifications fairly frequently at the moment.

Should commercial conveyancing searches disclose proposed roadworks that may impact a commercial premises in Neath Port Talbot?

Its becoming the norm that commercial conveyancing solicitors in Neath Port Talbot will carry out a SiteSolutions Highways report as it reduces the time that conveyancers spend in sourcing accurate data on highways that impact buildings and development assets in Neath Port Talbot. The search result sets out definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Neath Port Talbot.

For each commercial conveyancing transaction in Neath Port Talbot it is critical to investigate the adoption status of roads surrounding a site. Failure to identify developments where adoption procedures have not been dealt with adequately could result in delays to Neath Port Talbot commercial conveyancing deals as well as present a risk to future intentions for the site. These searches are not ordered for residential conveyancing in Neath Port Talbot.

I have been on the look out for a flat up to £195,000 and found one near me in Neath Port Talbot I like with a park and station in the vicinity, the downside is that it only has 49 years on the lease. I can't really find anything else in Neath Port Talbot for this price, so just wondered if I would be making a grave error buying a short lease?

Should you need a home loan the remaining unexpired lease term may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you can request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.