My partner’s mother is a solicitor. I expect that I'll be able to get mate’s rates for conveyancing, However if that does not come through, what kind of costs should I be expecting for conveyancing in Swansea City?

Do compare pricing. Make use of our search tool on this site. You will notice that amounts may contrast greatly but the service one can expect are distinct between property lawyers as is the case with most professions.

I own a freehold house in Swansea City yet charged rent, why is this and what is this?

It’s unusual for properties in Swansea City and has limited impact for conveyancing in Swansea City but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges have existed for many centuries, but the Rent Charge Act 1977 barred the establishment of fresh rentcharges post 1977.

Old rentcharges can now be redeemed by making a one off payment under the Act. Any rentcharges that are still in existence post 2037 is to be dispensed with completely.

My husband and I have organised a further advance on our mortgage from RBS as we intend to carry out alterations to our house in Swansea City. Are we obliged to appoint a nearby Swansea City solicitor on the RBS conveyancing panel to handle the paperwork?

RBS do not ordinarily instruct firms on their approved list of lawyers to handle such a matter. If they do require any legal work then you would need to ensure that such a lawyer was on the RBS conveyancing panel.

I am purchasing a property in Swansea City. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?

Given that your lender is Kent Reliance your lawyer must check the conveyancing requirements contained in Part 2 of UK Finance Lenders’ Handbook for Kent Reliance. The CML Handbook sets out minimum provisions for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease does not comply with these conditions. The provisions relate to the installation of panels on properties countrywide and is not isolated to Swansea City.

Lloyds have agreed my mortgage in principle, my bid on a flat in Swansea City has been accepted, what happens next?

Your property agent will wish to be informed of your conveyancing practitioner's details (ensure that the property lawyers are on the bank’s approved list). Telephone Lloyds or the financial adviser and finalise any relevant paperwork. Lloyds will sellect a valuer who will get in touch with the selling agent or seller to schedule an appointment. Once carried out (assuming no problems) it takes on average ten days to get a mortgage offer. Lloyds will send the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Swansea City.

I need some quick conveyancing in Swansea City as I am faced with pressure to exchange contracts in less than one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save fees and time?

As you are not taking a mortgage you have the choice not to have searches conducted although no lawyer would suggest that you don't. Drawing on our experience of conveyancing in Swansea City the following are instances of what can arise and adversely impact the marketability of the property: Refused Planning Applications, Outstanding Fees, Overdue Grants, Unadopted Roads,...

I have todaybeen informed that Stirling Law have closed. They conducted my conveyancing in Swansea City for a purchase of a leasehold apartment 10 months ago. How can I be sure that my home is not still registered in the name of the previous owner?

The quickest method to see if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Swansea City conveyancing specialists.