We are about to sign contracts for a freehold house in Neston. We have hit a snag. Our loan offer with Skipton Building Society runs out on 26/5/2023 but the sellers are insisting on a completion date of 31/5/2023. Is it possible to extend the loan offer?

The person best placed to address this concern is your lawyer who will assess if he or she is should be discussing with the mortgage broker, owner’s conveyancers, property agents or conceivably all three given the history of your house move as of today.

Finally the sale completed on my house in Neston last March yet the purchaser is calling daily to moan that their lawyer needs to hear from mysolicitor. What should my lawyer have done following completion?

Following your house sale your conveyancer should forward the transfer documentation and all of the paperwork to the purchaser's lawyers. Where relevant, your lawyer must also send confirmation that the home loan has been repaid to the buyers conveyancers. There is unlikely to be post completion requirements peculiar conveyancing in Neston.

What tools are available to search for a Neston solicitor on the Barclays conveyancing panel? I have wheels and am prepared to travel upto 25miles to meet the lawyer.

You can use the search on this page. Please pick a lender and your location and you will see a number of Neston conveyancing lawyers locally. We have detailed some Neston conveyancing firms towards the end of this page and you can ring them to check if they are on the Barclays panel

Helen (my wife) and I may need to sub-let our Neston 1st floor flat temporarily due to taking a sabbatical. We instructed a Neston conveyancing firm in 2003 but they have closed and we did not think at the time seek any guidance as to whether the lease allows us to sublet. How do we find out?

A small minority of properties in Neston do contain a provision to say that subletting is only permitted with prior consent from the landlord. The landlord is not entitled to unreasonably refuse but, in such cases, they would need to see references. Experience dictates that problems are usually caused by unsatisfactory tenants rather than owner-occupiers and for that reason you can expect the freeholder to take up the references and consider them carefully before granting consent.

Leasehold Conveyancing in Neston - Sample of Questions you should ask Prior to buying

The majority of Neston leasehold flats will be liable to pay a service charge for the upkeep of the block levied by the landlord. Should you purchase the flat you will have to pay this amount, normally periodically throughout the year. This could be anything from two or three hundred pounds to thousands of pounds for blocks with lifts and large communal grounds. There will also be a rentcharge for you to pay yearly, normally this is not a significant amount, say approximately £50-£100 but you should to enquire it because occasionally it can be many hundreds of pounds. How many of the leaseholders are in arrears for their service charge payments? What is the the remaining lease term?

The financial adviser has suggested using their lawyer for my conveyancing in Neston - won’t it be easier to just instruct them?

It is worth checking if the selling agent is recommending a solicitor or introducing to a solicitor. There are plenty of Neston estate agents who recommend two or three Neston conveyancing firms and get nothing from it.