Why do I have to pay up front for my conveyancing in Northop?

If you are buying a property in Northop your solicitor will ask you place them with funds to cover the the cost of the conveyancing searches. This will be the total of the cost of the Local Authority Search. When the deposit is payable against the total price then this will be required shortly ahead of exchange of contracts. The final balance that is needed will be payable a couple of days ahead of the completion date.

I have paid off my mortgage with Principality. I assume I don't need a Northop lawyer on the Principality panel to remove the mortgage at the Land Registry. Please confirm.

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Principality has sent the Land Registry the discharge electronically, and
3. Principality has instructed the Land Registry to do so

I am currently in the process of buying my council flat in Northop. I have a mortgage offer with Kent Reliance. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Kent Reliance, you will need to appoint a solicitor on the Kent Reliance conveyancing panel.

RBS have agreed my mortgage in principle, my bid on a apartment in Northop has been accepted, what happens next?

Your property agent will wish to be advised as to your conveyancer's details (make sure the solicitors are on the lender’s panel). Contact RBS or your broker and complete any outstanding paperwork. RBS will sellect a valuer who will get in touch with the estate agent or owners to schedule a time for the valuation to occur. Once conducted (assuming no problems) it takes approximately a week for the mortgage offer to be issued. RBS will issue the offer to you and your property lawyers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Northop.

I used Arc property Solicitors a few years ago for my conveyancing in Northop. I now require my papers however the law firm is no longer operating. What do I do?

You should call the Solicitors Regulatory Authority (SRA) to assist in tracing your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Northop of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Hoping to buy a property located in Northop and I am already nervous. I couldn't find anything specific about Northop. Conveyancing will be needed in due course but do you know about the Northop area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Northop. In the meantime here are some basic statistics that we found

We're new to the buying process - had an offer accepted, but the estate agent told us that the seller will only proceed if we instruct their preferred conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a high street conveyancer who is accustomed to conveyancing in Northop

We suspect that the owner is not behind this requirement. If they want ‘a quick sale', taking such a hostile approach to a genuine buyer is counter productive. Speak to the owners direct and make sure they comprehend that (a)you are motivated purchasers (b)you are ready to progress, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)however you will continue to appoint your own,trusted Northop conveyancing firm - not the ones that will give the negotiator at the agency a commission or meet his conveyancing figures demanded by senior management.