My wife and I purchasing a 4 bedroom semi-detached house in Bodfari. We would like to carry out a loft conversion at the house.Will the conveyancing process include checks to determine if these alterations were previously refused?
Your property lawyer should review the deeds as conveyancing in Bodfari can sometimes reveal restrictions in the title documents which prevent certain alterations or need the permission of a 3rd party. Certain works call for local authority planning permissions and approval in compliance with building regulations. Some areas are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these issues with a surveyor ahead of any purchase.
I am purchasing a property in Bodfari. One unusual aspect is that the roof has a solar panel. HSBC have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?
As your lender is HSBC your lawyer must check the formal instructions outlined in Section two of UK Finance Lenders’ Handbook for HSBC. The Council of Mortgage Lenders’ Handbook includes minimum requirements for solar panel roof-space leases, and conveyancing practitioners are required to report to HSBC where a lease does not meet these conditions. The conditions relate to the installation of panels on properties nationwide and is not limited to Bodfari.
I have decided to exercise my right to buy my property in Bodfari off the council. I have a mortgage offer with Nottingham. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Nottingham, you will need to appoint a solicitor on the Nottingham conveyancing panel.
I require expedited conveyancing in Bodfari as I am faced with an ultimatum to sign on the dotted line within one month. A home loan is not required. Is it possible to avoid the conveyancing searches to save money and time?
As you are not getting a mortgage you have the choice not to have searches carried out although no solicitor would suggest that you don't. Drawing on years of experience of conveyancing in Bodfari the following are examples of issues that can appear and therefore affect future mortgageability: Refused Planning Applications, Overdue Fees, Overdue Grants, Road Schemes,...
Taking into account that I will soon spend 450k on a garden flat in Bodfari I wish to have a conversation with the solicitor regarding thetransaction before instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer who will be doing your property ownership legalities in Bodfari.There is no ‘factory style conveyancing’ - each client is unique person, not a case reference. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Bodfari should be the figure that you end up paying.
My husband and I are 14 days into a freehold purchase having been directed to a firm by the estate agent to perform conveyancing in Bodfari. I am am very dissatisfied with the level of service. Could you you assist me in finding new solicitors?
They would need to be very poor to suggest changing them. Has your mortgage been sent? If so you need to inform them of the replacement lawyer and ensure the offer are re-issued. The solicitor ideally should be on the banks approved list to avoid supplemental charges and delays. So that should be your starting point. Our find a solicitor tool should help you find a bank approved lawyer for your home move in Bodfari
How up-to-date is your database of lawyers on the bank conveyancing panel in Bodfari? Do the banks send you an updated list?
Bodfari firms and firms carrying out conveyancing in Bodfari themselves provide us confirmation that they are on the lender conveyancing panel as opposed to being supplied with a list from the bank directly.