My wife and I have recently appointed a conveyancing solicitor in Trefnant. I need to find out whether they are on the Bank of Ireland approved list of lawyers. Could you or the lender confirm if they are on the panel?
The first thing you should do is contact your solicitor and ask them whether they are on the lender panel. Otherwise you should get in touch with Bank of Ireland who may be able to confirm.
The deeds to my property are lost. The conveyancers who handled the conveyancing in Trefnant 4 years ago have long since closed. What do I do?
Gone are the days when you need to hold title original deeds to prove you are the owner of your registered land or property, as the Land Registry hold details of all registered land or property electronically.
I've recently found out that there is a flying freehold issue on a property I have offered on a fortnight ago in what was supposed to be a quick, chain free conveyancing. Trefnant is the location of the property. Can you shed any light on this issue?
Flying freeholds in Trefnant are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Trefnant you would need to get your solicitor to go through the deeds very carefully. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Trefnant may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My business partner and I are looking to take over a lease of a shop on a shopping parade. Can you recommend conveyancers offering fixed fees for commercial conveyancing in Trefnant for below £1,200?
We are happy to recommend firms who have an in-depth of experience of commercial conveyancing in Trefnant, including the sale and purchase of businesses as well as simply property. Whether you are hoping to buy or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can find you the right lawyer. As for the charges this will depend on the structure and complexity of the proposed transaction. Please provide us with your contact information or telephone so as to enable us to provide you with a fixed commercial conveyancing quote.
My wife and I are buying a garden flat in Trefnant. At the time of instructing our solicitor, they told us that they were on all mainstream lender panels. Our mortgage broker contacted us just now to advise that they don't appear to be on the Barclays approved list. Should that be true, what should we do? Do we just pick a new property lawyer that is on their panel or do we pay for dual representation, with Barclays selecting their own preferred conveyancing practitioner.
Where you are acquiring a property requiring a mortgage it is usual for the purchaser’s lawyers to also act for the mortgage company. In order to act for a bank or building society a conveyancer has to be on that lender's conveyancing panel. An application has to be made by the conveyancing practitioner to the lender to become a member of the lender's panel and there are increasingly strict criteria which the property lawyer has to meet. Some lenders now require their panel members to be part of the Law Society’s Conveyancing Accreditation Scheme. Your conveyancing practitioner should call Barclays to find out if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on Barclays's conveyancing panel and you may continue to use your own Trefnant solicitors, in which case your legal fees may increase, and it will likely delay the transaction as you have another set of people involved.