Do the conveyancing practitioners that you recommend conduct right to buy conveyancing in Denbighshire?
We work with numerous conveyancing specialists who can handle right to buy transactions You should contact the conveyancers listed to get a costs calculation.
My husband and I are buying a purpose built apartment in Denbighshire with a residential mortgage from Godiva Mortgages Ltd.We like our Denbighshire conveyancing practitioner but Godiva Mortgages Ltd advised that his firm is not listed on their "panel". It seems we are left with little choice but to instruct a Godiva Mortgages Ltd panel lawyer or keep our preferred solicitor and pay for a Godiva Mortgages Ltd panel lawyer to represent them. This seems very unfair; Can we not simply insist that Godiva Mortgages Ltd use our lawyer?
Unfortunately,no. The mortgage offered to you contains terms and conditions, one of which will be that conveyancers needs to be on the Godiva Mortgages Ltd conveyancing panel. Until recently, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Godiva Mortgages Ltd
Are there restrictive covenants that are commonly identified during conveyancing in Denbighshire?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Denbighshire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the encouragement of my in-laws I had a survey completed on a house in Denbighshire prior to appointing solicitors. I have been informed that there is a flying freehold overhang to the house. My surveyor has said that some mortgage companies tend not give a loan on such a house.
It depends who your proposed lender is. Bank of Scotland has different requirements from Nationwide. Should you wish to call us we can check via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Denbighshire. Conveyancing will be smoother if you use a solicitor in Denbighshire especially if they regularly deal with such properties in Denbighshire.
I am looking to sell my property. My former conveyancers have shut. I am in need of a recommendation of a conveyancing firm. Im based in Denbighshire if that affects matters.
Do use our search tool to help you find a solicitor for your conveyancing in Denbighshire. We have connected thousands of home buyers and sellers with lender approved solicitors to ensure that the legalities of their house move goes with a minimum of fuss.