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Find a Denbighshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Denbighshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Denbighshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Denbighshire conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Denbighshire

My wife and I are getting closer to an exchange on a house in Denbighshire and my parents have transferred the 10% deposit to my property lawyer. I am now advised that as the deposit has not come from me my lawyer needs to disclose this to my lender. Apparently, in also acting for the lender he must advise them that the balance of the purchase price is not just from me. I advised the bank concerning my parents' contribution when I applied for the mortgage, so is it really appropriate for him to raise this?

Your conveyancing practitioner is legally required to check with mortgage company to ensure that they know that the balance of the purchase price is not from your own resources. Your solicitor can only reveal this to your lender if you permit them to, failing which, your lawyer must cease to continue acting.

My Solicitor in Denbighshire is not on the Aldermore Solicitor Panel. Is it possible for me to continue with my prefered solicitor notwithstanding that they are excluded from the Aldermore list of approved lawyers?

Your options are as follows:

  1. Carry on with your existing Denbighshire lawyers but Aldermore will need to retain a conveyancer on their list of acceptable firms. This will result in additional overall conveyancing fees as well as cause frustration.
  2. Find a new lawyer to to deal with the purchase, remembering to check they are Aldermore approved.
  3. Persuade your Aldermore based solicitor to try to join the Aldermore panel

Due to the input of my in-laws I had a survey completed on a house in Denbighshire prior to retaining solicitors. I have been told that there is a flying freehold overhang to the property. My surveyor has said that some mortgage companies tend not give a loan on a flying freehold property.

It varies from the lender to lender. Lloyds has different instructions for example to Birmingham Midshires. If you e-mail us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Denbighshire. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Denbighshire to see if the conveyancing costs will increase in light of this.

I'm remortgaging my primary house to a BTL mortgage with Alliance & Leicester and intend to use the remaining equity towards another house. The location we are talking about is Denbighshire. Will your conveyancers be able to act for both sets of banks and link together the two deals?

Do use our comparison tool on this page to ensure that the solicitors are approved by both mortgage companies. On the basis that they are the lawyer should be able to connect the two transactions but you should have a chat with you conveyancer and communicate your desired outcome and needs.

I’m about to sell my garden apartment in Denbighshire. Conveyancing lawyers have not yet been instructed, but I have recently had a quarterly service charge demand – Do I pay up?

The sensible thing to do is pay the maintenance contribution as normal because all ground rent and maintenance invoices will be allotted as part of the financial calculations for completion monies, so you will be reimbursed by the buyer for the period running from after the completion date to the next payment date. Most management companies will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process.

Leasehold Conveyancing in Denbighshire - A selection of Queries before Purchasing

    It would be prudent to discover as much as possible concerning the company managing the building as they will either make life much easier or uncomfortable. Being a leasehold owner you are often in the clutches of the managing agents from a financial perspective and when it comes to day to day issues like the tidiness of the communal areas. You should not be afraid to ask other people whether they are happy with them. Finally, be sure you know the dates that the maintenance charges are due to the appropriate party and precisely what you get for your money. What is the name of the managing agents? Is there a share of the freehold?

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Find out more about how flying freehold can affect your the value of a property.