It is is a decade since I purchased my property in Denbigh. Conveyancing solicitors have now been appointed on the sale but I can't locate the title documents. Will this cause complications?
Don’t worry too much. Firstly the deeds may be kept by your lender or they could be in the possession of the conveyancers who handled your purchase. Secondly the likelihood is that the land will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Almost all conveyancing in Denbigh relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is not insurmountable.
Do commercial conveyancing searches reveal planned roadworks that may affect a commercial property in Denbigh?
Many commercial conveyancing solicitors in Denbigh will execute a SiteSolutions Highways report as it reduces the time that conveyancers spend in looking into accurate data on highways that impact buildings and development assets in Denbigh. The search result provides definitive information on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Denbigh.
For every commercial conveyancing transaction in Denbigh it is crucial to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately could result in delays to Denbigh commercial conveyancing deals as well as present a risk to future plans for the site. These searches are not ordered for residential conveyancing in Denbigh.
I have justfound out that Stirling Law have closed. They conducted my conveyancing in Denbigh for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the former proprietor?
The easiest way to check if the property is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Denbigh conveyancing specialists.
I am buying my first flat in Denbigh benefiting from help to buy. The sellers refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent told me not reveal to my conveyancer about this side-deal as it would impact my loan with Nottingham Building Society. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
I am looking for a leasehold apartment up to £195,000 and identified one near me in Denbigh I like with a park and station nearby, however it's only got 51 years on the lease. There is not much else in Denbigh in this price bracket, so just wondered if I would be making a grave error buying a lease with such few years left?
If you need a mortgage the remaining unexpired lease term will likely be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for at least 2 years you could request that they start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.