I am hoping to receive a offer of a home loan from Halifax. My intention is to instruct a Licensed Conveyancer in Henllan. Does the Halifax Solicitor panel exclude Licensed Conveyancers?
The Halifax conveyancing panel is, like many other lenders, represented by the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
We were just about to sign contracts for a garden flat in Henllan. We have hit a snag. The mortgage offer with National Westminster Bank runs out on 5/4/2019 but the owners are insisting on a completion date of 9/4/2019. Can one extend the loan offer?
The best person to deal with your issue is your lawyer who will assess whether he or she is better off negotiating with the bank, seller’s solicitors, property agents or indeed all parties taking into account the history of your transaction to date.
A relative suggested that where I am purchasing in Henllan I should ask my conveyancer to carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is usually included in the estimate for your Henllan conveyancing searches. It is a large document of more than thirty pages, listing and setting out significant information about Henllan around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Henllan Education with maps and statistics, Local Amenities and other useful information concerning Henllan.
The estate agent has sent us the confirmation of our purchase of a new build flat in Henllan. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Set out below is a sample of a selection of leasehold new build questions that you may expect your new-build leasehold conveyancing in Henllan
There must be mutual enforceability of lessee’s covenants. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.
My wife and I intend to buy our first house in Henllan. Conveyancing practitioner has been chosen. The financial consultant pointed out that a survey is not appropriate as the house was only constructed twenty two years ago.
You would be best advised to undertake a Home Buyer's Report. Given the property is over ten years old the property will not come with a warranty, so you don't want to take a risk. For a property that age with no signs of defects a Home Buyer's report could be sufficient. They will highlight any apparent problems and suggest additional investigation where appropriate. Where there are any signs of problems seek a comprehensive structural survey.