Completed the sale of my flat in Kinmel Bay last October but our buyer keeps SMS messaging every few hours complaining that her solicitor is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your disposal your solicitor should send the transfer documentation and all of the paperwork to the buyer’s conveyancer. Where relevant, your lawyer should also send confirmation that the mortgage has been redeemed to the buyers conveyancers. There is unlikely to be post completion formalities peculiar conveyancing in Kinmel Bay.
The deeds to our property are lost. The solicitors who conducted the conveyancing in Kinmel Bay 4 years ago no longer exist. What do I do?
You no longer need to hold title official documentation to prove you are the owner of your registered land or premises, as the Land Registry have everything they need in a digital format.
I am purchasing a new build house in Kinmel Bay with a loan from HSBC Bank. The sellers would not move on the price so I negotiated 6k of additionals instead. The house builders rep suggested that I not inform my lawyer about this extras as it could adversely affect my mortgage with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Taking into account that I am about to spend 450k on a two bedroom apartment in Kinmel Bay I wish to have a conversation with the solicitor concerning thehouse move in advance of instructing the firm. Can this be arranged?
Absolutely - it is our preference to talk to you we do not take any clients on without you liaising with the conveyancer due to be carrying out your conveyancing in Kinmel Bay.There is no ‘factory style conveyancing’ - each client is an important person, not a matter reference. The practices that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Kinmel Bay should be the figure that you are charged.
I am 17 days into a residential purchase having been directed to a firm by the estate agent to handle our conveyancing in Kinmel Bay. I am am extremely disappointed with the level of service. Could you help me find new lawyers?
They would need to be very poor to suggest diss instructing them. Has the mortgage been generated? If so you must advise them of the new contact details and get the mortgage documents are re-sent. The solicitor ideally needs to be on the mortgage company panel to avoid added charges and frustration. That should be your first question of the new solicitors. The search tool can help you find a lender approved lawyer for your conveyancing in Kinmel Bay