This question may be naive but I am unseasoned as a first time purchaser of a two bedroom flat in Kinmel Bay. Do I pick up the keys to the property on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Kinmel Bay?

On the day of completion you will not be required to attend the conveyancers office in Kinmel Bay. Conveyancing lawyers for you will electronically transfer the completion advance to the vendor’s conveyancers, and shortly after the monies have arrived, you should be able to pick up the keys from the selling Agents and move into your new home. Usually this happens between 1 and 3pm.

It is unclear whether my lender obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Kinmel Bay bank branch on numerous occasions and was told it wasn't a problem and they would lend. My Kinmel Bay conveyancing solicitor - who is on the bank conveyancing panel- telephoned to say that they refuse to lend based on their specific requirements. I simply don't know who is right.

Your solicitor must comply with the Council of Mortgage Lenders’ Handbook section two conditions for your lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

My offer was accepted on a property in Kinmel Bay on 16/9/2025, valuation was booked five days after, received a clean bill of health. Property lawyer appointed, so all that was missing was my mortgage offer. Having made daily calls to Barclays and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Barclays conveyancing panel. Are Barclays entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Barclays to deal with your lawyer's application to be on the Barclays conveyancing panel. There's no guarantee that your solicitor will be accepted.

I know that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a property in Kinmel Bay? or I am told that there is an ancient law that means some house owners living in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this suitable for conveyancing in Kinmel Bay?

Unless a previous purchase of the property completed post 12 October 2013 you may expect solicitors carrying out conveyancing in Kinmel Bay to remain encouraging a chancel search and or chancel repair liability policy.

What makes your site different to alternative web based conveyancing solicitors for conveyancing in Kinmel Bay?

At this site receive an accurate quote via a Solicitor or Licensed Conveyancer that appreciates the nuances for your conveyancing in Kinmel Bay. As opposed to estate agents and brokerage sites we do not charge firms a fee if you select them for your home move in Kinmel Bay

I need to instruct a conveyancing solicitor in Kinmel Bay for my remortgage. Can I check a firm’s complaints history with the profession’s regulator?

Members of the public may see published Solicitor Regulator Association (SRA) decisions resulting from investigations started on or after Jan 2008. Visit Check a solicitor's record. To find details Pre 2008, or to check a solicitors history, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The SRA may monitor call for training requirements.

Do you have any top tips for leasehold conveyancing in Kinmel Bay from the perspective of saving time on the sale process?

• A significant proportion of the frustration in leasehold conveyancing in Kinmel Bay can be reduced where you appoint lawyers as soon as you market your property and ask them to collate the leasehold information needed by the buyers’ representatives.
A minority of Kinmel Bay leases require Landlord’s consent to the sale and approval of the buyers. If this is the case, it would be prudent to notify your estate agents to make sure that the purchasers obtain bank and professional references. The bank reference should make it clear that the buyer is able to meet the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the service charge figures so that they can pass this information on to the buyers or their solicitors. You may think that you are aware of the number of years remaining on your lease but it would be advisable double-check by asking your lawyers. A purchaser's conveyancer will be unlikely to recommend their client to where the lease term is less than 80 years. In the circumstances it is essential at an early stage that you consider whether the lease term requires a lease extension. If it does, contact your solicitors before you put your home on the market for sale. In the event that you altered the property did you need the Landlord’s permission? In particular have you laid down wooden flooring? Most leases in Kinmel Bay state that internal structural changes or addition of wooden flooring necessitate a licence issued by the Landlord approving such works. Where you dont have the paperwork in place you should not communicate with the landlord without checking with your conveyancer before hand.

I purchased a basement flat in Kinmel Bay, conveyancing formalities finalised 6 years ago. Can you give me give me an indication of the likely cost of a lease extension? Equivalent flats in Kinmel Bay with an extended lease are worth £192,000. The average or mid-range amount of ground rent is £55 invoiced every year. The lease comes to an end on 21st October 2079

With 54 years remaining on your lease we estimate the premium for your lease extension to be between £32,300 and £37,400 plus legals.

The figure that we have given is a general guide to costs for extending a lease, but we cannot give you a more accurate figure without more comprehensive investigations. Do not use the figures in tribunal or court proceedings. There are no doubt additional concerns that need to be considered and clearly you want to be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before getting professional advice.