My husband and I are planning to acquire a 3 bedroom flat in Llanddulas with a mortgage. We would like to retain our Llanddulas conveyancer, however the lender says she’s not on their "panel". It seems we have little choice but to instruct one of the bank panel firms or retain our Llanddulas property lawyer and pay for one of their panel ones to represent them. This feels very unfair; is there anything we can do?
No, not really. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Llanddulas conveyancing solicitor to apply to be on the conveyancing panel.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The conveyancers who dealt with the conveyancing in Llanddulas 5 years ago have long since closed. What do I do?
Nowadays there are copies made of almost everything, and your conveyancer will know exactly where to locate all the appropriate documentation so you can purchase or dispose of your house without any difficulty. If duplicates are not available, your solicitor may be able to arrange cover in the form of insurance or indemnities against future claims on your premises.
I'm refinancing my current home to a BTL mortgage with Accord Mortgages Ltd and intend to use the remaining equity as a deposit on further property. The location we are looking at is Llanddulas. Will your lawyers be able to act for both sets of lenders and link together the conveyances?
Make use of our comparison tool on this site to ensure that the conveyancers are approved by both mortgage companies. On the basis that they are your lawyer should be able to connect the two transactions but you should talk with you conveyancer and communicate your desired outcome and requirements.
My step-father has suggested that I use his conveyancing solicitors in Llanddulas. Should I find my own solicitor?
There are no two ways about it the best way to select a conveyancing practitioner is to have guidance from friends or relatives who have actually used the solicitor that you are are thinking of instructing.
My husband and I are looking at buying our first property in Llanddulas. Is it possible for you to recommend a trustworthy Llanddulas conveyancer that can act for us as well as act for Clydesdale?
The purpose of this site is restricted to being a directory service for solicitors who wish to be listed as being on the approved conveyancing panel for Clydesdale in certain areas for instance Llanddulas . Our intention is not to recommend any specific conveyancing practitioner.