Recently been in touch with my conveyancing solicitor in Colwyn Bay who completed the legal work two years ago asking for a conveyancing estimate based on the same type of house move (a leasehold property and a freehold property) of similar values with a home loan from Halifax. It looks as though am now being quoted double. Should I hunt for a cheaper online property lawyer?

The charges seem a tad high. If you you were to look around you might get the conveyancing a bit cheaper by as much as £100 plus VAT. On the other hand, providing that you were satisfied with the conveyancing the firm provided you mightcome to regret choosing an a cheaper lawyer. If is important to be sure the firm can represent Halifax. Do employ our search tool to select a Colwyn Bay conveyancing firm on the Halifax conveyancing panel, which can often include conveyancing solicitors in Colwyn Bay.

My wife and I are buying a apartment in Colwyn Bay. I might seem paranoid but how we can trust a solicitor? At some point we have to put money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I had a mortgage agreed in principle with Nottingham. Colwyn Bay conveyancing practitioners are selected. How long does it take for Nottingham to issue the offer to the property lawyer?

Some lenders take longer than others. Have Nottingham conducted the valuation? Have you advised Nottingham as to your lawyers' details and checked that your lawyers are on the Nottingham conveyancing panel? Sometimes it can take as long as six weeks for a mortgage offer to be issued.

We were going to get a OIP from Bank of Ireland this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Bank of Ireland recommend any Colwyn Bay solicitors on the Bank of Ireland conveyancing panel, or is it better to go independently?

You will need to appoint Colwyn Bay solicitors independently although you'll need to choose one on the Bank of Ireland conveyancing panel. The solicitor represents both you and Bank of Ireland through the process.

My colleague advised me that if I am buying in Colwyn Bay I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?

A search of this type is occasionally quoted for as part of the standard Colwyn Bay conveyancing searches. It is not a small report of about 40 pages, listing and setting out significant information about Colwyn Bay around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime statistics, Colwyn Bay Education with plans and statistics, Local Amenities and other useful information concerning Colwyn Bay.

Are there restrictive covenants that are commonly identified as part of conveyancing in Colwyn Bay?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Colwyn Bay. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

What is the reason for new build conveyancing in Colwyn Bay being more expensive?

Purchasing a new build property is completely distinct from the normal house buying conveyancing in Colwyn Bay. Firstly developers ordinarily require contracts to exchange very quickly, so there is a lot of pressure on your conveyancing practitioner to ensure all is in order. In addition new build properties often involve examination of adoption of highways, drains, planning considerations, building warranties or architects certificates. Bank requirements are also more detailed. Taking into account the complex nature of the process for these types of properties, the conveyancing new build fees are higher than normal.