We are a couple about to sign contracts for a property in Deganwy. We encountered a stumbling block. Our loan offer with expires on but the owners are putting forward a completion date of . Can one prolong the mortgage expiry date?

The person best placed to address this issue is your lawyer who will assess if he or she is should be discussing with the lender, seller’s solicitors, selling agents or indeed all parties given what has gone on in your transaction to date.

Can I use your services to recommend a Conveyancing solicitor in Deganwy even if I’m not buying or selling a house, for example if I intend to acquire an office in Deganwy with a mortgage from ?

Our search tool is mainly there to select residential conveyancing solicitors in Deganwy but we have listed at the end of this page some Deganwy commercial conveyancing firms. You will need to enquire with the solicitors directly to see if they are also authorised to represent

How does conveyancing in Deganwy differ for newly converted properties?

Most buyers of new build premises in Deganwy contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Deganwy usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Deganwy or who has acted in the same development.

As co-executor for the estate of my uncle I am selling a property in Newport but live in Deganwy. My solicitor (who is 300 miles awayrequires that I sign a stat dec before the transaction finalising. Could you suggest a conveyancing practitioner in Deganwy who can witness and place their company stamp on the document?

strictly speaking you should not need to have the documents attested by a conveyancing solicitor. Ordinarily any notary public or solicitor will suffice regardless of whether they are Deganwy based

I am in the process of purchasing my first home in Deganwy. Conveyancing practitioner already instructed. The mortgage adviser suggested that a survey is not appropriate as the property was only built in 2002.

At the very least you should order a Home Buyer's Report. Given the property was built more than a decade ago the property will not benefit from a warranty, so you don't want to take a risk. For a property that age with no signs of problems a Home Buyer's report could be enough. The report should highlight any apparent problems and suggest additional investigation if appropriate. If there are any signs of material issues get a full structural survey.