I am obtaining a mortgage with Santander. I hope to instruct a Licensed Conveyancer in Old Colwyn. Does the Santander Conveyancing panel allow for Licensed Conveyancers?
The Santander approved solicitor list is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.
My grandfather passed away 10 months ago and as sole heir and executor I was left the property in Old Colwyn. The house had a small mortgage remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to HSBC, pay off the mortgage. Is this possible?
Given you plan to refinance then HSBC will require that you use a conveyancer on the HSBC conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your HSBC conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the HSBC mortgage is registered as a charge at the Land Registry.
It has been 4 months following my purchase conveyancing in Old Colwyn concluded. I have checked the Land Registry website which shows that I paid £150,000 when infact I paid £180,000. Why the discrepancy?
The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.
Is it simple use the search app to locate a conveyancing solicitor in Old Colwyn on the authorised to act for my lender?
Step one is to choose a lender such as Nationwide Building Society, Chelsea Building Society or Clydesdale then type in your location a common one being Old Colwyn. Conveyancing practices in Old Colwyn and further afield should be identified.
I need to find a conveyancing solicitor for residential conveyancing in Old Colwyn. I happened to stumble across a web site which looks to be the perfect offering If there is a chance to get all this stuff done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?