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Find a Penrhyn Bay Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Penrhyn Bay? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Penrhyn Bay conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Penrhyn Bay conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Penrhyn Bay

In what way does my ID and proof of funds have anything to do with my conveyancing in Penrhyn Bay? Why is this being asked of me?

Anti-terror and anti-money-laundering rules require solicitors and licensed conveyancers to verify the identity of the potential client they are dealing with prior to agreeing to accepting their conveyancing business. The Client Care letter that you are required to sign will no doubt confirm this. Your lender will also require certain documents to be viewed. Should you are unwilling to hand over ID verification documents, your lawyer can not take you on as a client.

Our mortgage company has recommended a law firm on their panel based in Penrhyn Bay but I would rather use a conveyancing lawyer in Penrhyn Bay local to me. Can you help?

It is by no means the case that all Penrhyn Bay conveyancing solicitors are on all banks conveyancing panel. Use our search tool to choose a Penrhyn Bay conveyancing solicitor on the on the bank panel.

Despite weeks of looking the Title Certificate and documents to my home can not be found. The lawyers who did the conveyancing in Penrhyn Bay 10 years ago have long since closed. Will I be able to sell the house?

Gone are the days when you need to have the physical official documentation to prove you are the owner of your registered land or property, given that the Land Registry have everything they need in a digital format.

I am buying my first flat in Penrhyn Bay with a mortgage from Bank of Ireland. The developers would not move on the amount so I negotiated 6k of extras instead. The estate agent told me not inform my solicitor about this side-deal as it may adversely affect my loan with Bank of Ireland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a house in Penrhyn Bay prior to retaining conveyancers. I have been told that there is a flying freehold element to the house. Our surveyor has said that some banks may not grant a loan on such a home.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Penrhyn Bay. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Penrhyn Bay to see if the conveyancing costs will increase in light of this.

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Find out more about how flying freehold can affect your the value of a property.