When can the exchange of contracts take place for residential conveyancing in Conwy and do I need to be at the solicitors office?
Where you are in close proximity to one of the conveyancing solicitors in Conwy you are welcome to attend to sign the paperwork. That being said, the firms we work with provide a national conveyancing service and give as equally diligent and professional a job for you when communicating with you by post or email. The signing of the property agreement is not the point of no return. Signing on the dotted line simply enables the solicitor to officially exchange when the time is right, which will usually be very shortly after signing. The procedure is is usually a five minute process, although where an extended "chain" is in play, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Conwy)to be in the office at the appropriate time.
I am looking to buy a flat and need a conveyancing solicitor in Conwy who is on the Aldermore conveyancing. Can you recommend a local conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Conwy. We dont recommend any particular firm.
Does a directory service exist listing Nottingham panel conveyancers in Conwy on the Building Society Association’s Website?
No. There is no such facility on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings visible online. If you are in need of a Conwy property lawyer on the Nottingham please use our facility.
I recently had an offer accepted on a house in Conwy. My mortgage broker pressured me to appoint their conveyancer. I paid an on account payment of £150. A few days later, the conveyancer called me embarrassingly acknowledging that they were not on the Bank of Ireland conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Bank of Ireland panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Coventry BS have agreed my home loan in principle, my bid on a property in Conwy has been agreed to, what are the next steps?
Your estate agent will need to be informed of your solicitor's details (be sure the property lawyers are on the lender’s panel). Telephone Coventry BS or your broker and finalise any relevant paperwork. Coventry BS will sellect a valuer who will get in touch with the selling agent or owners to schedule an appointment. Once conducted (assuming no problems) it takes on average ten days to get a mortgage offer. Coventry BS will issue the offer to you and your lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Conwy.
I have recentlybeen informed that Arc property Solicitors have closed. They carried out my conveyancing in Conwy for a purchase of a freehold house 10 months ago. How can I check that the property is registered correctly in the name of the former proprietor?
The quickest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Conwy conveyancing specialists.
Due to the guidance of my in-laws I had a survey completed on a house in Conwy prior to retaining solicitors. I have been advised that there is a flying freehold element to the house. My surveyor advised that some banks may not grant a mortgage on a flying freehold premises.
It depends who your proposed lender is. HSBC has different instructions for example to Birmingham Midshires. If you e-mail us we can check via the appropriate lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Conwy. Conveyancing may be slightly more expensive based on your lender's requirements.