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Find a Penmaenmawr Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Penmaenmawr? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Penmaenmawr conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Penmaenmawr conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Penmaenmawr

Is there a list of Santander panel solicitors in Penmaenmawr on the Building Society Association’s Website?

No. There is no such tool on the CML or Building Society Association sites. A small selection of lending institutions make their panel listings visible online. If you are in need of a Penmaenmawr lawyer on the Santander please make the most of our facility.

Completion of my purchase has taken place for my property in Penmaenmawr. Conveyancing was satisfactory but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

Almost all banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

Nationwide have agreed my mortgage in principle, my bid on a house in Penmaenmawr has been agreed to, what are the next steps?

The estate agent will need to know who your solicitors are (ensure that the conveyancers are on the lender’s panel). Telephone Nationwide or your broker and finish off any outstanding documentation. Nationwide will instruct a valuer who will get in touch with the estate agent or vendor to schedule an appointment. Once carried out (assuming no problems) it takes approximately a fortnight for the mortgage offer to be issued. Nationwide will send the offer to you and your property lawyers. The legal work will then take it’s course according the nature and complexity of the conveyancing in Penmaenmawr.

I am selling our home in Penmaenmawr and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Penmaenmawr conveyancer would know that there is no such problem. For the life of me I don't know why the buyers used a web based conveyancing outfit rather than a conveyancing solicitor in Penmaenmawr. Having lived in Penmaenmawr for three years we know that this is a non issue. Do we get in touch with our local Authority to get clarification that there is no issue.

It sounds as though you may have a conveyancing firm already. What do they say? You should enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

Just had an offer accepted on a new build flat in Penmaenmawr. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Penmaenmawr

    Forfeiture - bankruptcy or liquidation must not apply under this provision. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please supply a car parking plan.

I decided to have a survey done on a house in Penmaenmawr before retaining lawyers. I have been informed that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not give a loan on this type of home.

It varies from the lender to lender. HSBC has different instructions for example to Birmingham Midshires. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Penmaenmawr. Conveyancing may be slightly more expensive based on your lender's requirements.

Why do I have to supply my lawyer with a list of items of ID before I can proceed with selling or buying a property in Penmaenmawr?

Penmaenmawr property lawyers are required by the Law Society, Solicitors Regulation Authority, HMLR and current AML Regulations to record that the have verified the identity of their clients. It is also sometimes a requirement of your mortgage offer. In addition they have to complete various forms, particularly those relating to Land Tax and need to have information such as your full names, NI number and date of birth.

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Find out more about how flying freehold can affect your the value of a property.