Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the legal charge? If so, I will instruct a firm who offer conveyancing in Meliden so that I can attend their offices if required.

Nowadays conveyancing panel lawyers for mortgage companies undertake the vast majority of work via the post, internet or over phone calls. This enables them to carry out the conveyancing transaction no matter where you live in the country. However you should see if you have the option of attending the offices of your conveyancing lawyer if needed.

Despite weeks of looking the Title Certificate and documents to our property can not be found. The conveyancers who conducted the conveyancing in Meliden 4 years ago are no longer around. What are my options?

You no longer need to hold title deeds to prove you are the owner of your registered land or premises, given that the Land Registry hold details of all registered land or property electronically.

I have been on the look out for a leasehold apartment up to £195,000 and identified one close by in Meliden I like with open areas and station in the vicinity, the downside is that it's only got 61 remaining years left on the lease. There is not much else in Meliden for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you need a mortgage the remaining unexpired lease term will likely be problematic. Discount the price by the amount the lease extension will cost if it has not already been discounted. If the current owner has owned the premises for a minimum of twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this.

Is it possible to switch solicitor as I have to find a firm on the Barnsley Building Society conveyancing panel. I hired a local conveyancing solicitor in Meliden round the corner but the firm is not approved by Barnsley Building Society

It would be our pleasure to help you find a conveyancing solicitor in Meliden on the Barnsley Building Society panel. Please note that the conveyancers that we list do not pay us fee if you instruct them and are fully regulated by the SRA who regulate all conveyancing solicitors in Meliden. In utilising search facility on this site, you can compare and instruct different solicitors and conveyancers both nationally and in Meliden.

My partner and I may need to sub-let our Meliden basement flat temporarily due to taking a sabbatical. We used a Meliden conveyancing practice in 2002 but they have since shut and we did not have the foresight to get any guidance as to whether the lease allows us to sublet. How do we find out?

A lease dictates relations between the freeholder and you the flat owner; in particular, it will indicate if subletting is prohibited, or permitted but only subject to certain conditions. The accepted inference is that if the lease contains no specific ban or restriction, subletting is permitted. The majority of leases in Meliden do not contain strict prohibition on subletting – such a provision would adversely affect the market value the flat. Instead, there is usually simply a requirement that the owner notifies the freeholder, possibly supplying a copy of the sublease.

Meliden Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

You should be aware if it is fewer than 80 years it will have adverse implications on the salability of the property. It is worth checking with your bank that they are happy with the length of the lease. Leases with less than 80 years remaining means that you will most likely need a lease extension at some point and it is worth finding out what this will be. Remember, in most cases you will be be obliged to have been the owner of the premises for 24 months in order to be entitled to extend the lease. Can you inform me if there are any major works on the horizon that will increase the service costs? On the whole the cost for major works are not incorporated into the maintenance charges, albeit that a few managing agents in Meliden obliged leaseholders to pay into a sinking fund created for the specific intention of building a fund for major repairs or maintenance.