My lawyer in Meliden is not on the Coventry Building Society Solicitor Panel. Is it possible for me to retain my prefered solicitor even though they are excluded from the Coventry Building Society approved list?
The limited options open to you here include:
- Carry on with your preferred Meliden solicitors but Coventry Building Society will need to instruct a conveyancer on their panel. This will result in additional overall legal fees and result in frustration.
- Choose an alternative lawyer to to deal with the conveyancing, not forgetting to check they are Convince your solicitor to use their best endeavours to join the Coventry Building Society conveyancing panel
I'm purchasing my first flat in Meliden with a mortgage from Chelsea Building Society. The builders would not move on the amount so I negotiated £7000 of additionals instead. The property agent advised me not disclose to my lawyer about the side-deal as it could adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
How do I identify a Meliden solicitor on the Alliance & Leicester conveyancing panel? I am a keen cyclist and am happy to travel upto 10kilometers to meet the solicitor.
You can use the facility on this website. Please choose the bank and your location and you will see a number of Meliden conveyancing lawyers locally. We have listed some Meliden conveyancing firms towards the end of this page and you can contact them to see whether they are on the Alliance & Leicester panel
I need to find a conveyancing solicitor for freehold conveyancing in Meliden. I've discover a web site which looks to be the perfect solution If there is a chance to get all this stuff done via email that would be ideal. Do I need to be concerned? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My solicitors in Meliden have advised me that they can not locate my conveyancing file. At the time of my purchase I took out a mortgage with the lender. Is it case that being on the mortgage company conveyancing panel they need to have retained the file for a prescribed period?
It very much depends from lender to lender but many of the Terms and Conditions of Conveyancing Panel Appointment require the file to be held for a period of 6 years. That being said we have not seen a copy of the lender Conveyancing Panel Terms. It might be worth you contacting the bank directly.