My brother and I have recently acquired a house in Tremeirchion. We have noticed several problems with the property which we believe were missed in the conveyancing searches. Is there anything we can do? What searches should? have been ordered for conveyancing in Tremeirchion?
It is not clear from the question as to the nature of the problems and if they are specific to conveyancing in Tremeirchion. Conveyancing searches and investigations undertaken as part of the legal transfer of property are supposed to help avoid problems. As part of the legal transfer of property, a property owner fills in a document known as a Seller’s Property Information Form. If the information turns out to be misleading, then you may have a claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Tremeirchion.
Various internet forums that I have come across warn that are the main reason for hinderance in Tremeirchion conveyancing transactions. Is this right?
The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not feature amongst the common causes of hindrances during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Tremeirchion.
How straightforward is it to use your search tool to select a conveyancing lawyer in Tremeirchion on the panel for my lender?
1st choose a mortgage company such as Accord Mortgages Ltd, Coventry Building Society or Bank of Ireland then specify your location for instance Tremeirchion. Conveyancing organisations in Tremeirchion and beyond will then be identified.
As co-executor for the will of my grandfather I am selling a house in Neath but reside in Tremeirchion. My conveyancer (approximately 300 miles awayhas requested that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Tremeirchion to witness this legal document for me?
strictly speaking you are not likely to be required to have the documents attested by a conveyancing solicitor. Normally or notary public or qualified solicitor will do regardless of whether they are based in Tremeirchion
My friend mentioned that when selecting a conveyancing firm they need approved by your lender. I am a FTB but I have an offer in principle with Santander and I already have a local conveyancing lawyer in Tremeirchion at the ready. Does Halifax require an approved lawyer to be instructed? Does a directory of approved firms even exist for my conveyancing in Tremeirchion?
You need to choose a solicitor that is on the Halifax panel. Just call your preferred Tremeirchion conveyancing lawyer and ask if they are on the Halifax panel. If they are not approved you have a couple of options available to you here:
- Complete the purchase with your preferred Tremeirchion lawyer but Halifax will undoubtedly retain a lawyer from their approved list. This will result in additional cost and likely interruption.
- Choose a new solicitor to act in the purchase, not forgetting to check that they are on the Halifax conveyancing panel.
- Appeal to your conveyancing practitioner to attempt to join the mortgage company panel.