My wife and I are buying a house in Johnstown. It might be a silly question but how we can trust a lawyer? At some point we will need to deposit money into their account. What is the protection we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

My conveyancer has informed me that breach of easement insurance is needed on my purchase. What is the level of cover for Johnstown conveyancing?

The right level of breach of easement indemnity insurance should be dictated by who your lender. It would differ for example between National Westminster Bank and Skipton Building Society. Conveyancing solicitors as opposed to members of the public take out such policies.

I was told four weeks ago that my mortgage has been agreed to by Principality. Is it usual for Principality to only issue the offer once my solicitor in Johnstown is approved on their conveyancing panel? Principality have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Principality to deal with your lawyer's application to be on the Principality conveyancing panel. There's no guarantee that your solicitor will be accepted.

What will a local search reveal regarding the house we're buying in Johnstown?

Johnstown conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Xpress Legal The local search is essential in every Johnstown conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your new home. The search should reveal information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

The estate agent has sent us the confirmation of our purchase of a new build flat in Johnstown. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Johnstown

Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. Please supply evidence that the form of Lease proposed has been approved by the Land Registry. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.

I opted to have a survey completed on a house in Johnstown in advance of retaining conveyancers. I have been told that there is a flying freehold element to the house. My surveyor has said that some lenders tend refuse to issue a mortgage on such a premises.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Halifax. Should you wish to call us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Johnstown. Conveyancing may be slightly more expensive based on your lender's requirements.

How simple is it to use the search tool to get a costs illustration from a conveyancing practitioner in Johnstown on the approved list for my bank?

First pick a bank such as Nationwide Building Society, Bank of Scotland or Barclays Direct then specify your location e.g. Johnstown. Conveyancing practices in Johnstown and nationally should be listed.