We wanted to use a conveyancing solicitor in Prescot for our house move. Our broker informed us that our bank Birmingham Midshires won't deal with them. Why is this not regarded as unfair competition?
Before the recession most mortgage companies had a different appetite for risk. Almost all Prescot conveyancing firms would have been on many mortgage company panels. The Financial Services Authority in 2010 conducted a thematic review into mortgage fraud which concluded: know the conveyancing solicitors dealt with. Consequently, mortgage companies have regularly sought more information from law firms about their operations and their employees and establishing certain criteria such a completing on a minimum number of transactions. Many Prescot conveyancing firms that have been excluded from lender panels have a 100% healthy track record, no complaints and no claims and didn't just 'dabble' in conveyancing. Prescot is one of the many locations where the solicitors showing on our search results are members of the panel for Birmingham Midshires.
I am assisting my niece sell her house in Prescot. Will the solicitor arrange an EPC or should I organise this?
After the abolition of Home Information Packs, energy performance certificates was retained a compulsory component of selling a house. An energy performance certificate should be commissioned before the property is placed on the market. It is not as aspect of the sale process that conveyancers ordinarily organise. Where you are instructing a Prescot conveyancing practitioner they may be able to arrange EPC’s due to their relationships with long established Prescot assessors
I am due to exchange contracts on my apartment. I had a double glazing fitted in April 2010, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Barclays are being difficult. The Prescot solicitor who is on the Barclays conveyancing panel is recommending indemnity insurance as a solution but Barclays are requiring a building regulation certificate. Why do Barclays have a conveyancing panel if they don't accept advice from them?
It is probably the case that Barclays have referred the matter to their valuer. The reason why Barclays may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Prescot on 15/12/2025, valuation was booked 4 days after, received a clean bill of health. Property lawyer instructed, so the only thing outstanding was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.
I need some fast conveyancing in Prescot as I have pressure to exchange contracts within 3 weeks. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?
If.Given you are not taking a mortgage you have the choice not to do searches although no solicitor would suggest that you don't. With plenty of history conveyancing in Prescot the following are instances of issues that can arise and therefore affect future mortgageability: Enforcement Actions, Overdue Charges, Overdue Grants, Road Schemes,...
I have justbeen informed that Action Conveyancing have closed. They carried out my conveyancing in Prescot for a purchase of a leasehold flat 18 months ago. How can I establish that my home is registered correctly in the name of the former proprietor?
The easiest method to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Prescot conveyancing specialists.
My brother has urged me to appoint his conveyancers in Prescot. Should I use them?
There are no two ways about it it’s preferable to find a conveyancing solicitor is to get recommendations from friends or relatives who have actually used the firm you're considering.