Me and my brother purchased a renovated Victorian house in Eccleston and St Helens. Conveyancing practitioner acted for me and Nationwide Building Society. I did a free Land Registry search last week and there are a couple of entries: one for freehold, another for leasehold under the matching address. I'd like to know for sure, how can I find out??
You should read the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Eccleston and St Helens and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with purchasers. You can also check the situation with your conveyancing practitioner who conducted the purchase.
How does conveyancing in Eccleston and St Helens differ for new build properties?
Most buyers of new build property in Eccleston and St Helens contact us having been asked by the developer to sign contracts and commit to the purchase even before the house is constructed. This is because house builders in Eccleston and St Helens usually acquire the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Eccleston and St Helens or who has acted in the same development.
Over the last few months I have been searching for a flat up to £305k and identified one round the corner in Eccleston and St Helens I like with open areas and transport links in the vicinity, the downside is that it only has 51 remaining years left on the lease. I can't really find anything else in Eccleston and St Helens suitable, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a mortgage the shortness of the lease will be problematic. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you could ask them to start the process of the extension and then assign it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this.
What tools are available to search for a Eccleston and St Helens solicitor on the Leeds Building Society conveyancing panel? I drive a motor bike and am prepared to travel upto 20kilometers to meet the solicitor.
Feel free to make use of the facility on this website. Please select a lender and your location and you will see a number of Eccleston and St Helens conveyancing lawyers based on proximity. We have detailed some Eccleston and St Helens conveyancing firms towards the end of this page and you can call them to check whether they are on the Leeds Building Society panel
In my capacity as executor for the will of my grandmother I am disposing of a residence in Neath but live in Eccleston and St Helens. My solicitor (approximately 260 kilometers awayrequires that I execute a stat dec before the transaction finalising. Can you recommend a conveyancing practitioner in Eccleston and St Helens who can witness this legal document for me?
Technically speaking you are unlikely to be required to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or qualified solicitor will be fine regardless of whether they are Eccleston and St Helens based