Me and my wife are acquiring a maisonette in Earlestown. My lawyer has never been on on the mortgage company approved list. Am I still permitted to continue with my Earlestown conveyancing solicitor even though they are not on the mortgage company approved list?

Your options include

• Complete the purchase with your chosen Earlestown property lawyer but your lender will no doubt use a lawyer from their approved panel. This will result in additional charges and probable delay.
• Get a new property lawyer to act in the purchase, ensuring that they are on the mortgage company conveyancing panel.
• Convince your lawyer to attempt to join the bank panel

What is the first thing I need to know concerning purchase conveyancing in Earlestown?

You may not hear this from too many lawyers but conveyancing in Earlestown or throughout England and Wales is often a confrontational experience. Put another way, when it comes to conveyancing there exists lots of room for conflict between you and other parties involved in the ownership transfer. E.g., the seller, selling agent and on occasion a mortgage company. Choosing a law firm for your conveyancing in Earlestown should not be taken lightly as your conveyancer is your adviser, and is the ONE person in the process whose role it is to protect your best interests and to protect you.

Every so often a third party with a vested interest may try and persuade you that it is in your interests to do things their way. For example, the estate agent may claim to be assisting by suggesting your conveyancer is dragging his heels. Or your mortgage broker may advise you to do something that is against your lawyers guidance. You should always trust your lawyer above all other parties in the home moving process.

My Conveyancer in Earlestown is not on the Coventry Building Society Solicitor Panel. Is it possible for me to retain my family solicitor notwithstanding that they are not on the Coventry Building Society approved list?

The limited options available to you here include:

1. Complete the purchase with your preferred Earlestown solicitors but Coventry Building Society will need to use a conveyancer on their panel. This will inevitably rack up the total conveyancing charges and cause delays.
2. Choose a new solicitor to to deal with the conveyancing, remembering to check they are Coventry Building Society approved.
3. Try to convince your Coventry Building Society solicitor to try to join the Coventry Building Society panel

What can a local search tell me regarding the house my wife and I purchasing in Earlestown?

Earlestown conveyancing often commences with the submitting local authority searches directly from your local Authority or via a personal search company for example Xpress Legal The local search plays an important part in most Earlestown conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search should reveal information on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

About to purchase a new build apartment in Earlestown. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Earlestown

Forfeiture - bankruptcy or liquidation must not apply under this provision. Please provide evidence that the form of Lease proposed has been approved by the Land Registry. Please confirm the Lease plans are surveyor prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.