I have just over seventy years remaining on my lease and need a lease extension for my flat in Great Sankey. Conveyancing solicitors on the Platform panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are getting a mortgage then your lender may insist that the lease be extended before competition. Platform have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 13/8/2025 the requirements read as follows :

A colleague informed me that in buying a property in Great Sankey there may be various restrictions preventing external alterations to the property. Is this right?

We are aware of anumerous of properties in Great Sankey which have some sort of restriction or requirement of consent to carry out external changes. Part of the conveyancing in Great Sankey should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I'm the sole recipient of my late father’s will with all property in now in my sole name, including the my former home in Great Sankey. The Great Sankey property was put into my name in July. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', meaning my property ownership may be regarded the same way as if I'd bought the property in July. Do I have to wait half a year to sell?

The Council of Mortgage Lenders’ handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be caught by that. Some lenders would take a practical view as this clause principally exists to identify subsales or the wholesaling and assigning of property.

I was told two weeks ago that my mortgage has been agreed to by Skipton. Is it usual for Skipton to only issue the offer once my solicitor in Great Sankey is approved on their conveyancing panel? Skipton have asked my solicitor to see a copy of their Professional Indemnity Insurance Schedule.

A lender would not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Skipton to deal with your lawyer's application to be on the Skipton conveyancing panel. There's no guarantee that your solicitor will be accepted.

I am purchasing my first flat in Great Sankey benefiting from help to buy. The builders refused to budge the amount so I negotiated 6k of fixtures and fittings instead. The property agent advised me not inform my conveyancer about the deal as it will adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

We're FTB’s - had an offer accepted, yet the selling agent told us that the seller will only proceed if we instruct their recommended solicitors as they are insisting on an ‘expedited deal’. We would rather use a family solicitor who is accustomed to conveyancing in Great Sankey

It is unlikely the sellers are driving this. Should the vendor desire ‘a quick sale', turning down a motivated purchaser is likely to cause more damage than good. Avoid the agents and go straight to the sellers and make the point that (a)you are serious buyers (b)you are ready to progress, with finances in place © you do not need to sell (d) you wish to move quickly (e)however you will continue to appoint your preferred Great Sankey conveyancing lawyers - not the ones that will give the estate agent a referral fee or meet his conveyancing thresholds demanded by senior management.

We had our mortgage agreed in principle on Monday with our bank. We instructed a high street conveyancer in Great Sankey two days ago. Today, our financial adviser called to say that the lender said that we cannot use our solicitor as they aren't on their 'approved list'. As novices, we had no idea that the lender had a say Is this permitted?

You are permitted to use any conveyencer you want to appoint for your conveyancing in Great Sankey but if they are not on the your bank's approved list you will have to pay additional cost so the mortgage company can appoint their own solicitors as well to protect their interest. It may be conceivable that your preferred conveyancing firm to get included on to the bank list of approved firms. You can use web-based search facilities including lenderpanel.com to find a conveyancing solcitor in Great Sankey on the bank panel. You can go into your high street mortgage company branch in Great Sankey. They will know some good conveyancing solicitors in Great Sankey on the approved list.