My wife and I intend to remortgage our maisonette in Great Sankey with . We have a son 18 who lives at home. Our solicitor has asked us to disclose anyone over the age of 17 other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the apartment is repossessed. I have a couple of questions (1) Is this form unique to the conveyancing panel as he did not need to sign this form when we remortgaged 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?

First, rest assured that your conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to . This is solely used to protect if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Can I use your services to locate a Conveyancing solicitor in Great Sankey even where I’m not purchasing or disposing of a house, for example if I wish to buy a shop in Great Sankey with a loan from ?

Our comparison service is predominantly there to locate domestic conveyancing solicitors in Great Sankey but we have set out towards the end of this page some Great Sankey commercial conveyancing firms. You should make contact with the firm directly to see if they are also authorised to represent

Is there a search tool that I can use to discover of the solicitor handling my conveyancing in Great Sankey is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for thus spending £192.00 in further legal bill.

Please do take advantage of the search tool on this site. Pick the mortgage company and type ‘Great Sankey’ or your location and you will see a number of lawyer located in Great Sankey or near you.

We are buying a property in Great Sankey. I might seem paranoid but how we can trust a conveyancer? On completion day we have to deposit our life savings into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

Completion of my remortgage has taken place for my property in Great Sankey. Conveyancing was of an acceptable standard but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?

All banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. Ordinarily complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

have agreed my home loan in principle, my bid on a flat in Great Sankey has been agreed to, now what?

The property agent will need to be advised as to your 's details (ensure that the are on the lender’s approved list). Call up or your broker and complete any relevant documentation. will sellect a valuer who will get in touch with the estate agent or seller to arrange a time for the valuation to take place. Once carried out (assuming no problems) it takes on average ten days for the mortgage offer to be issued. will issue the offer to you and your . The legal work will then take it’s course according the nature and complexity of the conveyancing in Great Sankey.

I today plan to offer on a house that seems to be perfect, at a reasonable figure which is making it more attractive. I have subsequently found out that it's a leasehold as opposed to freehold. I am assuming that there are particular concerns purchasing a leasehold house in Great Sankey. Conveyancing solicitors have are about to be instructed. Will they explain the issues?

The majority of houses in Great Sankey are freehold and not leasehold. This is one of the situations where having a local conveyancer who is familiar with the area can assist with the conveyancing process. it is apparent that you are buying in Great Sankey so you should seriously consider shopping around for a Great Sankey conveyancing solicitor and check that they are used to transacting on leasehold houses. First you will need to check the unexpired lease term. As a lessee you will not be entirely free to do whatever you want with the house. The lease comes with conditions such as requiring the landlord’spermission to carry out alterations. It may be necessary to pay a service charge towards the upkeep of the estate where the house is located on an estate. Your conveyancer should report to you on the legal implications.