I am nearing an exchange on a property in Great Sankey and my parents have sent the ten percent deposit to my property lawyer. I am now advised that as the deposit has been sent from someone other than me my conveyancer needs to disclose this to my lender. I am advised that, in also acting for the lender he must inform them that the balance of the purchase price is not just from me. I disclosed to the bank about my parents' contribution when I applied for the home loan, so is it really necessary for this now to delay the deal?
Your property lawyer is obliged to check with the bank to ensure that they are aware that the balance of the purchase price is not from your own funds. The solicitor can only disclose this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.
I am selling our house in Great Sankey and the buyers lawyers are claiming that there is a risk of it being built land that was not decontaminated. A high street Great Sankey conveyancer would know this is not the case. For the life of me I don't know why the buyers used an internet conveyancing practice rather than a conveyancing solicitor in Great Sankey. Having lived in Great Sankey for six years we know that this is a non issue. Do we get in touch with our local Authority to seek clarification need.
It would appear that you have a conveyancing solicitor currently acting for you. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same sickness)
I decided to have a survey carried out on a house in Great Sankey ahead of appointing lawyers. I have been informed that there is a flying freehold overhang to the house. Our surveyor advised that some lenders may refuse to give a mortgage on a flying freehold home.
It depends who your proposed lender is. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Great Sankey. Conveyancing will be smoother if you use a solicitor in Great Sankey especially if they are accustomed to such properties in Great Sankey.
In sourcing the web for the phrase on line conveyancing in Great Sankey it shows results of numerous property lawyersin the area. How do I determine which is the right conveyancing solicitor for my move?
The ideal method of finding the right conveyancer is through a trusted testimonial, so enquire of friends and relatives who have acquired a property in Great Sankey or the local estate agent or mortgage broker. Costs for conveyancing in Great Sankey differ, so it's advisable to request at least three costs illustrations from different solicitors. Be sure to secure confirmation what costs in the quote includes.
My partner is purchasing a leasehold apartment in Great Sankey. Conveyancing quotes are averaging around £1650. Does that seem right?
The average cost in 2014 for conveyancing in Great Sankey was £1,395 not including Land Tax and Land Registry charges.