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Find a Great Sankey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Great Sankey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Great Sankey conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Great Sankey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Great Sankey

What is the optimum way to check that the solicitor handling my conveyancing in Great Sankey is on the mortgage lender’sconveyancing panel? I am looking to avoid the situation of having one lawyer for me and one for TSB thus spending £175.00 in another set of conveyancing bill.

Please do make the most of the search tool on this web page. Pick the lender and type ‘Great Sankey’ or your location and you will be presented with numerous conveyancers based in Great Sankey or nearest you.

Is it correct that all Great Sankey CQS (Conveyancing Quality Scheme) solicitors are on the Clydesdale conveyancing panel?

Some major banks and building societies now make use of the accreditation scheme as the kick off point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. Nevertheless,the CML have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.

I am purchasing a property in Great Sankey. An unusual aspect is that the roof has a solar panel. Barclays have issued a mortgage offer so presumably this is not a concern to them. Why is my solicitor raising questions about the panel?

As your lender is Barclays your lawyer must comply with the conveyancing instructions contained in Section 2 of UK Finance Lenders’ Handbook for Barclays. The CML Handbook contains minimum specifications for solar panel roof-space leases, and conveyancing practitioners are required to report to Barclays where a lease does not meet these requirements. The provisions relate to the installation of panels on properties in England and Wales and is not limited to Great Sankey.

The mortgage over my property is with Lloyds for my property in Great Sankey. Conveyancing has been completed some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Lloyds?

Your original mortgage agreement with Lloyds will provide that you need their approval in advance of letting out your property as this is likely to be a breach of Lloyds’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Lloyds directly. You need not do this via a Lloyds conveyancing panel firm.

I'm purchasing my first flat in Great Sankey with a loan from Accord Mortgages Ltd. The developers would not budge the price so I negotiated £7000 of fixtures and fittings instead. The estate agent advised me not reveal to my conveyancer about the extras as it would jeopardize my loan with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey carried out on a house in Great Sankey in advance of appointing lawyers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders may not grant a mortgage on such a house.

It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Great Sankey. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Great Sankey to see if the conveyancing will be more expensive.

Is it best to go with a Great Sankey conveyancing lawyer based in the area that I am purchasing? We have a good friend who can deal with the legal formalities however her office is approximately 350miles drive away.

The benefit of a local Great Sankey conveyancing firm is that you can drop in to execute paperwork, deliver your ID and pester them if necessary. They will also have local insight which is a bonus. That being said it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and on the whole were happy that should outweigh using an unfamiliar Great Sankey conveyancing solicitor just because they are round the corner.

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Find out more about how flying freehold can affect your the value of a property.