We are a couple about to exchange contracts for a ground floor flat in Stockton Heath. We have hit a snag. The mortgage offer with The Royal Bank of Scotland runs out on 23/9/2024 but the sellers are suggesting a completion date of 25/9/2024. Is it possible to extend the mortgage offer?

The person best placed to deal with your issue is your lawyer who is in a position to assess if he or she is better off negotiating with the bank, owner’s representatives, estate agents or conceivably all three taking into account the circumstances your transaction as of today.

We are planning to purchase with Melton Mowbray Building Society. We have called around locally but am struggling to find a Stockton Heath conveyancing firm on the Melton Mowbray Building Society approved list. Can you assist?

Feel free to take advantage of the search tool on this site. Pick the lender and type Stockton Heath or your preferred area and you will discover numerous solicitors based in Stockton Heath or nearest you.

How can the Landlord & Tenant Act 1954 impact my business property in Stockton Heath and how can you help?

The 1954 Act gives security of tenure to business leaseholders, giving them the legal entitlement to apply to court for a continuation of occupancy when the lease reaches an end. There are limited grounds where a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing firms who use the act to your advantage and handle your commercial conveyancing in Stockton Heath

I am thinking of appointing a conveyancing practitioner in Stockton Heath for my home move. Is it possible to review a firm’s complaints history with the profession’s regulator?

You can find documented Solicitor Regulator Association (SRA) decisions arising from inquisitions commenced on or after Jan 2008. Visit Check a solicitor's record. For details Pre 2008, or to check a solicitors history, telephone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For non-uk callers, call +44 (0)121 329 6800. The regulator may recorded telephone calls for training reasons.

I've found a house that appears to be perfect, at a great figure which is making it all the more appealing. I have just discovered that the title is leasehold as opposed to freehold. I would have thought that there are issues buying a leasehold house in Stockton Heath. Conveyancing advisers have are about to be instructed. Will they explain the issues?

The majority of houses in Stockton Heath are freehold rather than leasehold. This is one of the situations where having a local conveyancer used to dealing with such properties who can help the conveyancing process. it is apparent that you are buying in Stockton Heath so you should seriously consider shopping around for a Stockton Heath conveyancing solicitor and be sure that they are used to transacting on leasehold houses. As a matter of priority you will need to check the unexpired lease term. As a tenant you will not be entirely free to do whatever you want with the house. The lease will likely included provisions for example requiring the landlord’sconsent to carry out alterations. You may also be required to pay a service charge towards the maintenance of the estate where the house is located on an estate. Your conveyancer should advise you fully on all the issues.

Stockton Heath Conveyancing for Leasehold Flats - A selection of Queries Prior to Purchasing

Is the freehold reversion owned collectively by the tenants? What is the yearly maintenance fee and ground rent? The best form of lease structure is if the freehold reversion is owned by the leaseholders. In this arrangement the tenants enjoy control and notwithstanding that a managing agent is usually employed where it is bigger than a house conversion, the managing agent employed by the leaseholders.