We just had an offer accepted to buy with Coventry BS. I dropped in 3 or 4 high street companies yet am unable to find a Stockton Heath conveyancing firm on the Coventry BS approved list. Could you help?
You should take advantage of the search tool on this page. Please choose the mortgage company and type Stockton Heath or your preferred area and you will see numerous conveyancers located in Stockton Heath or by proximity to you.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to have this when buying a house in Stockton Heath? or I am told that there is historic law that means some house owners residing in a parish church boundary will be compelled to pay for maintenance to the chancel within the church. Is this a legitimate concern for conveyancing in Stockton Heath?
Unless a previous purchase of the house completed post 12 October 2013 you can take it that solicitors handling conveyancing in Stockton Heath to remain encouraging a chancel search and or chancel repair liability policy.
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who handled the conveyancing in Stockton Heath 4 years ago have long since closed. What are my options?
In today’s world there are duplicates made of almost everything, and your lawyer should be aware precisely where to locate all the relevant documentation so you may buy or sell your house without any difficulty. If duplicates are not available, your solicitor can arrange cover in the form of insurance or indemnities against future claims on your property.
How do I use your search tool to find a conveyancing practitioner in Stockton Heath on the panel for my mortgage?
Step one is to pick a mortgage company such as Halifax, Skipton Building Society or Nottingham Building Society then type in your location such as Stockton Heath. Conveyancing organisations in Stockton Heath and beyond should be identified.
I've recently bought a leasehold house in Stockton Heath. Do I have any liability for service charges relating to a period prior to my ownership?
In a situation where the service charge has already been demanded from the previous owner and they have not paid you would not usually be personally liable for the arrears. Strange as it may seem, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to be sure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.
If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).
Stockton Heath Leasehold Conveyancing - Examples of Questions you should consider before buying
How many of the leaseholders are in arrears for their service charge payments? Plenty Stockton Heath leasehold properties will have a service charge for maintenance of the block invoiced on behalf of the landlord. Where you buy the flat you will have to pay this contribution, normally periodically during the year. This may differ from two or three hundred pounds to thousands of pounds for buildings with lifts and large common areas. There will also be a rentcharge for you to pay annual, normally this is not a large sum, say about £50-£100 but you should to enquire as on occasion it can be many hundreds of pounds. Does this lease have more than 90 years unexpired?