When does exchange of contracts take place for residential conveyancing in Stockton Heath and am I required to attend the lawyers office?
If you are local to one of the conveyancing solicitors in Stockton Heath you are invited in to sign contracts. However, the lender approved solicitors we recommend provide a countrywide conveyancing service and provide just as diligent and professional a job for you when communicating with you digitally. The signing of the contract is not the point of no return. Signing on the dotted line is just a prerequisite for the conveyancer to address the formalities when the time is right, which will usually be very shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Stockton Heath)to be in the office available at the end of the phone to exchange contracts.
Is it necessary during the course of the conveyancing process to visit the offices of the solicitor to execute the mortgage deed? If so, I will instruct a firm who offer conveyancing in Stockton Heath so that I can pop in to their offices if necessary.
Nowadays conveyancing panel lawyers for lenders undertake their communications through the post, e-mail or over the phone. This enables them to conduct the legal work for your home move regardless of where you live in England or Wales. That being said you should see if you have the option of visiting the offices of your conveyancing lawyer if you prefer.
My wife and I purchased a terraced Victorian house in Stockton Heath. Conveyancing practitioner acted for me and National Westminster Bank. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: one for freehold, the second leasehold with the matching address. I thought I was buying a freehold how can I check?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stockton Heath and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also check the position with your conveyancing practitioner who carried out the work.
Due to the encouragement of my in-laws I had a survey completed on a house in Stockton Heath in advance of appointing lawyers. I have been informed that there is a flying freehold aspect to the house. My surveyor has said that some banks may not give a loan on such a house.
It depends who your proposed lender is. HSBC has different instructions from Nationwide. Should you wish to telephone us we can check with the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Stockton Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stockton Heath to see if the conveyancing will be more expensive.
I have been sourcing a conveyancing solicitor in Stockton Heath for my home move. Is there any facility to check a firm’s complaints history with the profession’s regulator?
One may find presented Solicitor Regulator Association (SRA) determinations resulting from inquisitions from 2008 onwards. Visit Check a solicitor's record. For records about the period before 1 January 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For non-uk callers, call +44 (0)121 329 6800. The SRA may recorded telephone calls for training purposes.