Find a Stockton Heath Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stockton Heath? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stockton Heath home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Stockton Heath conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Stockton Heath

I was recommended to a lawyer who has given a fee calculation of £1350 for freehold conveyancing in Stockton Heath. I am looking to sell a Victorian house for £275,000. This seems expensive. Is it in excess of what I should be paying for conveyancing in Stockton Heath?

The quote is fractionally on the expensive side. Where you are willing to expend time contrasting fee on a like for like basis you could trim some of the expense by say a hundred pounds. That being said, you couldlive to rue opting for an an unknown solicitor. Don't forget to enquire that the conveyancer can also act for your mortgage company. You can employ our search tool to select a Stockton Heath conveyancing practice on the lender’s approved list of lawyers which can often include conveyancing solicitors in Stockton Heath.

I own a freehold property in Stockton Heath but nevertheless pay rent, why is this and what is this?

It’s unusual for properties in Stockton Heath and has limited impact for conveyancing in Stockton Heath but some freehold properties in England (particularly common in North West England) pay an annual sum known as a Chief Rent or a Rentcharge to a third party who has no other legal interest in the land.

Rentcharge payments are usually between £2.00 and £5.00 per year. Rentcharges date back hundreds of years, but the Rent Charge Act 1977 barred the generation of new rentcharges post 1977.

Previous rentcharges can now be extinguished by making a one off payment under the Act. Any rentcharges that are still in existence in 2037 will be dispensed with completely.

Are there restrictive covenants that are commonly identified as part of conveyancing in Stockton Heath?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Stockton Heath. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Due to the advice of my in-laws I had a survey completed on a house in Stockton Heath prior to retaining lawyers. I have been told that there is a flying freehold element to the property. Our surveyor has said that some lenders tend not grant a loan on a flying freehold home.

It depends who your proposed lender is. HSBC has different instructions from Halifax. Should you wish to telephone us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Stockton Heath. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Stockton Heath to see if the conveyancing costs will increase in light of this.

We have been advised by numerous estate agents that it may take up to two months for Stockton Heath conveyancing to complete.This was four weeks ago. The draft contract was only sent from the vendors lawyer yesterday so now does it countdown?

Don't rely on moving on a specific date until contracts are exchanged. Regardless of the promises the people you are buying from or selling to make, or your mortgage broker gives don't count on them. More stress is caused to home movers by unfulfilled assurances than any other issue when it comes to conveyancing in Stockton Heath.

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Find out more about how flying freehold can affect your the value of a property.