I am purchasing a house and need a conveyancing solicitor in Stockton Heath who is on the HSBC Bank solicitor. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Stockton Heath. We dont recommend any particular firm.
Despite weeks of looking the Title Certificate and documents to our property are lost. The conveyancers who conducted the conveyancing in Stockton Heath 4 years ago no longer exist. What are my options?
You no longer need to hold title original deeds to evidence that you are the registered proprietor of land or property, given that the Land Registry hold details of all registered land or property electronically.
How does conveyancing in Stockton Heath differ for new build properties?
Most buyers of new build or newly converted property in Stockton Heath approach us having been asked by the builder to sign contracts and commit to the purchase even before the residence is completed. This is because new home sellers in Stockton Heath typically acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Stockton Heath or who has acted in the same development.
Over the last few months I have been searching for a flat up to £235,500 and identified one round the corner in Stockton Heath I like with amenity areas and railway links in the vicinity, the downside is that it only has 51 years on the lease. I can't really find anything else in Stockton Heath for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you require a mortgage the shortness of the lease will be problematic. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing proprietor has owned the premises for at least twenty four months you could request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease with a zero ground rent applied. You should speak to your conveyancing solicitor regarding this matter.
I have today had an offer accepted on an apartment in Stockton Heath and the estate agent that we are dealing with recommended his property lawyer. They quoted £900 including VAT and disbursements. Does this sound steep?
Don't just go on 1 quote. You should obtain like-for-like quotes for your conveyancing in Stockton Heath. Then select one that you are comfortable with and crucially, is on the approved list of the mortgage company that you have applied for a mortgage from.