I am hoping to receive a mortgage offer from Nat West. My intention is to employ the services of a Licensed Conveyancer in Congleton. Does the Nat West Solicitor panel allow for Licensed Conveyancers?

The Nat West conveyancing panel is, like many other lenders, associated to the CML or BSA, open to Licensed Conveyancers regulated by the CLC.

What can a local search inform me concerning the property I am buying in Congleton?

Congleton conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company such as Searchflow The local search plays a central part in most Congleton conveyancing purchase; that is if you don’t want any unpleasant surprises after you move into your property. The search will supply data on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Congleton?

Restrictive covenants can be picked up when reviewing land registry title as part of the legal transfer of property in Congleton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been on the look out for a ground for flat up to £235,500 and found one round the corner in Congleton I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. I can't really find anything else in Congleton suitable, so just wondered if I would be making a grave error buying a short lease?

Should you require a home loan the shortness of the lease may be a potential deal breaker. Reduce the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you could ask them to commence the lease extension formalities and then assign it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing solicitor regarding this matter.

Are there any apps to help find a Congleton conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 10kilometers to attend the solicitor.

Feel free to make use of the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Congleton and you will see a number of lawyer located nearest Congleton. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the mortgage company solicitor panel.