Various internet forums that I have frequented warn that are the number one cause of obstruction in Congleton house deals. Is that correct?
The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not feature amongst the top 10 causes of delays during the legal transfer of property. Local searches are not likely to be the root cause of holding up conveyancing in Congleton.
The deeds to my property are lost. The solicitors who handled the conveyancing in Congleton 5 years ago have long since closed. What are my options?
Assuming you have a registered title the information relating to your ownership will be held by HMLR under a Title Number. It is possible to carry out a search at the Land Registry, identify your house and obtain current copies of the Registered Entries for less than a fiver. If the title is Leasehold then the Land Registry will also normally retain a file copy of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
About to purchase a new build flat in Congleton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.
Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Congleton
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The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Forfeiture - bankruptcy or liquidation must not apply under this provision. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.
My wife and I purchased a leasehold house in Congleton. Conveyancing and Alliance & Leicester mortgage went though with no issue. I have received a letter from someone saying they have taken over the freehold. Attached was a demand for arrears of ground rent dating back to 1992. The conveyancing practitioner in Congleton who previously acted has long since retired. Do I pay?
First make enquiries of HMLR to be sure that this person is indeed the registered owner of the freehold reversion. There is no need to instruct a Congleton conveyancing firm to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that in any event, even if this is the legitimate landlord, under the Limitation Act 1980 no more than 6 years of rent can be collected.
Congleton Leasehold Conveyancing - Sample of Queries Prior to Purchasing
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Best to be warned whether a new roof is being installed or some other significant cost is anticipated to be shared by the tenants and could well materially increase the the maintenance costs or result in a one off payment. What is the maintenance charge and ground rent on the flat?
Our conveyancing in Congleton is completing on Friday, however the sellers I am buying from wishes to move out the next day at at 2pm. Should I accept this?
It is not possible to complete on a Saturday because the bank systems are not working.