I was recommended to a conveyancer who has given a fee calculation of £1200 for fixed fee conveyancing in Congleton. I am selling a Edwardian detached home for £200,000. Are these estimated fees excessive? Is it above what I should be paying for conveyancing in Congleton?

The estimate does seem a tad overpriced. If you shop around you might trim some of the expense by perhaps £125. On the other hand, you maycome to rue opting for an an unknown conveyancer. Remember to ensure the solicitor can also act for your lender. Do employ our comparison tool to find a Congleton conveyancing firm on the lender’s approved list of lawyers which can often include conveyancing solicitors in Congleton.

I acquired my home on 4 June and the transaction details is not yet registered. Any reason for this? My conveyancing solicitor in Congleton advises it should be registered inside ten days. Are transfers in Congleton uniquely lengthy to register?

There is nothing unique when it comes to conveyancing in Congleton registration formalities. As opposed to being determined by geographic area, timeframes can differ depending on the party submitting the application, whether it is in order and whether the Land registry need to notify any interested persons or bodies. Currently approximately three quarters of such applications are fully addressed within two weeks but occasionally there can be protracted delays. Registration takes place once the buyer is living at the premises therefore 'speed' is not always top priority but where there is a degree of urgency associated with the registration then you or your conveyancer must communicate with the Registry to express the reasoning for an expedited registration.

I am purchasing my first flat in Congleton with a mortgage from Godiva Mortgages Ltd. The builders would not reduce the amount so I negotiated 6k of additionals instead. The property agent advised me not inform my conveyancer about the deal as it will adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Congleton ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. My surveyor has said that some banks will refuse to issue a loan on a flying freehold house.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Congleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Congleton to see if the conveyancing will be more expensive.

What does commercial conveyancing in Congleton cover?

Commercial conveyancing in Congleton incorporates a broad array of advice, provided by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the transfer of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of tenancies.