Find a Congleton Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Congleton? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Congleton conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Congleton conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Congleton

I am buying a flat and require a conveyancing solicitor in Congleton who is on the Aldermore approved. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for Aldermore in certain locations such as Congleton. We dont recommend any particular firm.

It has been four months following my purchase conveyancing in Congleton took place. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I decided to have a survey completed on a property in Congleton prior to instructing solicitors. I have been advised that there is a flying freehold element to the house. The surveyor has said that some banks may refuse to grant a loan on such a property.

It varies from the lender to lender. HSBC has different instructions for example to Halifax. If you e-mail us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Congleton. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Congleton to see if the conveyancing will be more expensive.

Should I be wary about third parties that I am dealing with are encouraging me to use a factory type conveyancing firm as opposed to a High Street Congleton conveyancing firm?

As with many professional services, often suggestions from connections can be worth their weight in gold. But there are numerous parties with a keen interest in a conveyancing transaction; estate agents, mortgage brokers and lenders might all suggest conveyancers to appoint. On occasion these solicitors might be known to one of the organisations as being good in their field, but sometimes there may be a financial incentive behind the recommendation. You are free to appoint your own lawyer. However, bear in mind that the majority of mortgage providers have an approved list of law firms you are obliged to use for the mortgage aspect of your conveyancing.

What are your top tips when it comes to choosing a Congleton conveyancing firm to carry out our lease extension conveyancing?

When appointing a solicitor for your lease extension (regardless if they are a Congleton conveyancing practice) it is essential that they be familiar with the legislation and specialises in this area of conveyancing. We advise that you make enquires with several firms including non Congleton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be helpful:

    What are the costs for lease extension work?

Congleton Conveyancing for Leasehold Flats - Sample of Questions you should ask Prior to buying

    Plenty Congleton leasehold apartments will incur a service charge for maintenance of the building levied by the freeholder. If you purchase the property you will have to meet this contribution, normally periodically during the year. This can vary from several hundred pounds to thousands of pounds for buildings with lifts and large common grounds. There will also be a rentcharge to be met yearly, this is usually not a exorbitant figure, say around £25-£75 but you need to check it because on occasion it can be surprisingly expensive. How many years are left on the lease? It is important to be aware if fixing the lift or some other significant cost is coming up that will be shared between the leasehold owners and will materially impact the level of the maintenance costs or necessitate a one time payment.

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Find out more about how flying freehold can affect your the value of a property.