In what way does my ID and proof of funds have anything to do with my conveyancing in Congleton? Why is this being asked of me?
In order to comply with Money Laundering Regulations any Congleton conveyancing firm will require evidence of your identity in all conveyancing matters. This is normally satisfied by provision of a passport and an original bank statement or utility account evidencing your correct address.
Under Money Laundering Regulations, property lawyers are obliged by law to validate not just the ID of conveyancing clients but also the origin of fund that they receive in respect of any matter. An unwillingness to disclose this may lead to your conveyancer terminating their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.
Your property lawyers will have an obligation to make a disclosure to the appropriate authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.
Please help - my lawyer advises that restrictive coveneant insurance is needed on my purchase. What is the typical level of cover needed for conveyancing in Congleton?
The right level of restrictive coveneant indemnity insurance depends on your lender. It would differ for example between Accord Mortgages Ltd and Leeds Building Society. Conveyancing solicitors as opposed to members of the public take out such insurances.
When it comes to mortgage companies such as Aldermore, do Congleton property lawyers face a fee to be on the list of approved solicitors?
We are not aware of any mortgage company fees to be on their panel, although some do charge an administration fee to deal with the processing of the conveyancing panel application.
How can we know in advance if a Congleton conveyancing solicitor on the Bank of Ireland panel is any good?
When it comes to conveyancing in Congleton getting recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the lawyer carrying out your transaction.
I require fast conveyancing in Congleton as I am faced with pressure to complete inside one month. Thankfully I do not need a mortgage. Can I escape the need for conveyancing searches to save money and time?
As you are not obtaining a home loan you have the choice not to have searches conducted although no conveyancer would advise that you don't. With plenty of history conveyancing in Congleton the following are instances of issues that can be revealed and adversely impact future saleability: Enforcement Actions, Overdue Charges, Overdue Grants, Railway Schemes,...
Are there restrictive covenants that are commonly picked up as part of conveyancing in Congleton?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Congleton. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I am looking for a conveyancing solicitor in Congleton for my home move. Is it possible to check a firm’s complaints history with the legal regulator?
One can search for presented Solicitor Regulator Association (SRA) decisions arising from investigations from 2008 onwards. Go to Check a solicitor's record. To find details about the period before 1 January 2008, or to check a solicitors record, ring 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator may recorded call for training purposes.