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Find a Winsford Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Winsford? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Winsford home move at risk of delay or failure.

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Recently asked questions about conveyancing in Winsford

I am selling our property in Winsford and according to the buyers it appears that there is a possibility that the property was constructed on contaminated land. A local conveyancer would know that there is no such problem. For the life of me I don't know why the buyers are using a nationwide conveyancing outfit rather than a conveyancing solicitor in Winsford. We have lived in Winsford for six years we know that this is a non issue. Should we contact our local Authority to seek clarification that there is no issue.

It would appear that you have a conveyancing solicitor already. What do they say? You need to enquire of your lawyer before you do anything. It is very possible that once the local authority has been informed of a potential issue it cannot be insured against (a bit like being diagnosed with a serious illness and then taking out life insurance to cover that same ailment)

I am purchasing my first flat in Winsford with the aid of help to buy. The builders would not move on the amount so I negotiated £7000 of fixtures and fittings instead. The estate agent suggested that I not to tell my conveyancer about this side-deal as it may affect my loan with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £235,500 and identified one close by in Winsford I like with amenity areas and railway links in the vicinity, however it's only got 61 years on the lease. There is not much else in Winsford for this price, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you require a mortgage that many years will be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of twenty four months you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer about this matter.

I need to instruct a conveyancing solicitor for freehold conveyancing in Winsford. I have discover a site which appears to be the perfect answer If it is possible to get all the legals completed via web that would be ideal. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am employed by a reputable estate agent office in Winsford where we have witnessed a few leasehold sales put at risk due to short leases. I have been given inconsistent advice from local Winsford conveyancing firms. Can you shed some light as to whether the owner of a flat can initiate the lease extension formalities for the buyer?

Provided that the seller has owned the lease for at least 2 years it is possible, to serve a Section 42 notice to commence the lease extension process and assign the benefit of the notice to the purchaser. This means that the buyer need not have to sit tight for 2 years for a lease extension. Both sets of lawyers will agree to form of assignment. The assignment needs to be completed prior to, or at the same time as completion of the sale.

An alternative approach is to agree the lease extension with the freeholder either before or after the sale. If you are informally negotiating there are no rules and so you cannot insist on the landlord agreeing to grant an extension or transferring the benefit of an agreement to the buyer.

I am the registered owner of a 1st floor flat in Winsford, conveyancing was carried out 10 years ago. Can you give me give me an indication of the likely cost of a lease extension? Comparable properties in Winsford with an extended lease are worth £179,000. The average or mid-range amount of ground rent is £65 levied per year. The lease finishes on 21st October 2078

With 57 years unexpired the likely cost is going to be between £26,600 and £30,800 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure in the absence of comprehensive due diligence. You should not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information before getting professional advice.

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