We note that you have a search directory identifying solicitors on the Clydesdale conveyancing panel. Do firms pay you a commission if I appoint them for our conveyancing in Middlewich?

We are a listing service only for law firms wishing to communicate if they are on the Clydesdale conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Middlewich.

Can you point me to a directory of Co-operative panel solicitors in Middlewich on the Council of Mortgage Lender’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. Very few lenders make their panel listings viewable over the internet. If you are in need of a Middlewich property lawyer on the Co-operative please make the most of our tool.

After months of negotiation I have agreed a price on a house in Middlewich. My financial adviser recommended their conveyancers. I paid an on account payment of £200. A couple of days later, the solicitor contacted me embarrassingly acknowledging that they were not on the Nottingham conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Nottingham panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I have finally had an offer on a maisonette in Middlewich accepted, the vendors do nevertheless have a connected purchase. The vendors have offered on on an apartment, but it’s not been accepted yet, and have viewings of other flats booked. I have selected a local conveyancing solicitor in Middlewich. What should be my next step? At what stage do I apply for the mortgage with TSB?

It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then survey, Middlewich conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the TSB conveyancing panel. Regarding the next phase this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a hot market the majority of buyers would apply for the mortgage with TSB and pay for the valuation and only if it was satisfactory would they pay their conveyancer to press on with searches.

Are there restrictive covenants that are commonly picked up as part of conveyancing in Middlewich?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Middlewich. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I opted to have a survey done on a house in Middlewich before appointing solicitors. I have been advised that there is a flying freehold overhang to the property. My surveyor advised that some lenders may refuse to issue a loan on a flying freehold premises.

It varies from the lender to lender. HSBC has different requirements for example to Birmingham Midshires. Should you wish to call us we can investigate further with the appropriate bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Middlewich. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Middlewich to see if the conveyancing will be more expensive.

Are Middlewich conveyancing solicitors duty bound by the Law Society to issue transparent conveyancing costs?

Contained within the Solicitors Code of Conduct are specific rules and regulations as to how the Solicitors Regulation Authority (SRA) allow solicitors to publicise their fees to clients.The Law Society have practice note giving advice on how to publicise transparent charges to avoid breaching any such rule. Practice notes are not legal advice issued by the Law Society and is not to be regarded as the only standard of good practice a conveyancing solicitor should adhere to. The Practice Note does, however, represent the Law Society’s view of acceptable practice for publicising conveyancing charges, and accordingly it’s a recommended read for any solicitor or conveyancer in Middlewich or beyond.