We were about to retain a conveyancing solicitor in Middlewich endorsed on your site but have come across some other fee calculations via the web seem cheaper – how come?

One can find a variety of conveyancing companies advertising what appear to be cut price. We suggest that you think long and hard as to how important this transaction is to you that want to take 'cheap' risks in relation to the quality of the conveyancing. Some hide fees well inside the terms and conditions. The conveyancers that we put forward for conveyancing in Middlewich will notdo this.

We are about to sign contracts for a property in Middlewich. We have hit a snag. Our mortgage offer with Halifax runs out on 30/11/2022 but the owners are insisting on a completion date of 2/12/2022. Can one extend the loan offer?

The best person to deal with your concern is your lawyer who should assess if he or she is corresponding with the bank, owner’s representatives, property agents or indeed all parties taking into account the history of your transaction as of today.

is it true that all Middlewich solicitors on the Barclays conveyancing panel are regulated by the SRA?

As solicitors, in order to be on the Barclays approved list of solicitors they would need to be overseen by the SRA. Some mortgage companies do allow licenced conveyancers on their panel and in such a situation the firms would be regulated by the CLC.

I am expecting a DIP from Skipton this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Skipton recommend any Middlewich solicitors on the Skipton conveyancing panel, or is it better to find our own lawyer?

You will need to appoint Middlewich solicitors independently although you'll need to choose one on the Skipton conveyancing panel. The solicitor represents both you and Skipton through the process.

I had an offer accepted on an apartment in Middlewich on 5/8/2022, valuation was booked 2 days after, received a clean bill of health. Solicitor instructed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?

Mortgage companies tend not to not issue an offer until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.

My step-father has suggested that I use his conveyancers in Middlewich. Do I follow his advice?

Much as we are happy to recommend a Middlewich conveyancing lawyer the ideal way to find a conveyancing solicitor is to seek recommendations from friends or family who have experience in using the firm you're contemplating using.

At what point do I cover the costs of the Stamp Duty Land Tax due for my conveyancing in Middlewich?

Most conveyancers tend to fill out a stamp duty return on your behalf during your Middlewich purchase transaction for you to sign. On completion your conveyancer will submit your STL application to the Inland Revenue and - as long as they have the money - pay any tax bill payable for you.