I am purchasing a new build flat in Middlewich. Can I do my own conveyancing?

Leaving aside the complexities and merits of DIY conveyancing in Middlewich you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Middlewich.

Do I select a Licenced Conveyancer or Solicitor for conveyancing in Middlewich?

There are many registered licenced Conveyancers in Middlewich and Solicitor firms in Middlewich who provide Conveyancing services It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in transferring property. Both can deal with other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

My father pointed out to me me that in buying a property in Middlewich there may be a number of restrictions as to what one can do in terms of external changes to a property. Is this right?

We are aware of a number of properties in Middlewich which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Middlewich should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

I currently have a mortgage with Clydesdale for my property in Middlewich. Conveyancing was finalised months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Clydesdale?

Clydesdale must be informed of your intention prior to letting out your property as this is likely to be a breach of Clydesdale’s mortgage conditions. It may be that Clydesdale will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Clydesdale directly. It should not be necessary to do this via a Clydesdale conveyancing panel lawyer.

I have justfound out that Arc property Solicitors have closed. They conducted my conveyancing in Middlewich for a purchase of a leasehold apartment 9 months ago. How can I check that my home is registered correctly in the name of the former proprietor?

The quickest way to check if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Middlewich conveyancing specialists.

I have been recommended by numerous property agents in Middlewich to find a conveyancer on your site. Is there a financial incentive for Estate Agents to market your lawyers over and above alternative conveyancing organisations?

We don’t offer any financial incentive for pointing buyers and sellers in our direction. We thought it would be too underhand to pay a commission because a client could think, ‘Why is the agent getting a kickback? Why aren’t I receiving any benefit too?’ We would prefer to grow our business on genuine recommendations.

Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £200,000 apartment in Middlewich on Thursday in a week. The freeholder has quoted £300 for Certificate of Compliance, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a flat conveyance in Middlewich?

Middlewich conveyancing on leasehold maisonettes often necessitates the buyer’s lawyer submitting questions for the landlord to address. Although the landlord is not legally bound to address these enquiries the majority will be content to do so. They may invoice a reasonable charge for responding to questions or supplying documentation. There is no set fee. The average costs for the paperwork that you are referring to is £350, in some cases it is in excess of £800. The management information fee levied by the landlord must be accompanied by a synopsis of entitlements and obligations in relation to administration fees, without which the invoice is technically not due. In reality one has no option but to pay whatever is requested of you if you want to sell the property.

Leasehold Conveyancing in Middlewich - Examples of Questions you should consider Prior to buying

In the main the outlay for major works are not incorporated into the maintenance charges, although a few managing agents in Middlewich require leasehold owners to pay into a reserve fund and this is used to offset against larger repairs or maintenance. Is anyone aware of any major works in the planning that could increase the service fees?