I was referred a lawyer who has given a fee estimate £1350 for fixed fee conveyancing in Holmes Chapel. I’m selling a purpose built property for £225,000. Is this expensive? Is it above the norm for conveyancing in Holmes Chapel?

The charges are a little high. If you shop around you might trim some of the expense by perhaps £125. On the other hand, you mightcome to regret choosing an an unknown lawyer. Don't forget to be sure the firm can represent your bank. Do make use of our search tool to get a quote a Holmes Chapel conveyancing company on the lender’s conveyancing panel which can often include conveyancing solicitors in Holmes Chapel.

I am in the process of remortgaging my property in Holmes Chapel, does my lawyer have to be on the Solicitor panel?

In theory, you could use a solicitor that is not on the conveyancing panel, but would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

I'm buying a new build house in Holmes Chapel benefiting from help to buy. The developers refused to reduce the price so I negotiated £7000 of extras instead. The estate agent suggested that I not inform my conveyancer about this deal as it would adversely affect my mortgage with the bank. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Over the last few months I have been searching for a ground for flat up to £245,000 and found one near me in Holmes Chapel I like with a park and transport links nearby, however it only has 49 years on the lease. There is not much else in Holmes Chapel suitable, so just wondered if I would be making a grave error buying a short lease?

If you require a mortgage that many years will be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you could request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease with a zero ground rent applied. You should speak to your conveyancing solicitor about this.

My partner has urged me to instruct his conveyancers in Holmes Chapel. Do I take his recommendation?

Much as we are happy to recommend a Holmes Chapel conveyancing lawyer the ideal way to choose a conveyancing lawyer is to get feedback from friends or family who have actually experience in using the firm that you are considering.