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Find a Kidsgrove Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Kidsgrove? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Kidsgrove transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Kidsgrove conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Kidsgrove

I can't travel far from Kidsgrove. I would like to know the reason why all Kidsgrove lawyers are not on all lender panels?

As unjust as it may appear for mortgage companies to restrict who can represent them, from the public’s or lawyer’s point of view, the the contrary view is that mortgage companies are becoming ever more anxious and regard it vital to shield themselves from mortgage fraud. As a consequence of this concern lenders are limiting their panel of approved conveyancing lawyers to a manageable size.

What does a local search reveal about the property we're purchasing in Kidsgrove?

Kidsgrove conveyancing often commences with the ordering local authority searches directly from your local Authority or through a personal search company for example PSG The local search is essential in every Kidsgrove conveyancing purchase; that is if you don’t want any unpleasant once you have moved into your new home. The search will provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 topic sections.

Are there restrictive covenants that are commonly picked up during conveyancing in Kidsgrove?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Kidsgrove. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

Given that I will soon spend £400,000 on 3 bedroom house in Kidsgrove I wish to talk to a lawyer concerning theconveyancing prior to giving the go ahead to the firm. Is this something that you can arrange?

We could not agree more - we would be delighted to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your property ownership legalities in Kidsgrove.There is no ‘factory style conveyancing’ - each client is an important person, not a case number. The solicitors that we put you in touch with believe that the figure you are calculated and presented to you for your conveyancing in Kidsgrove should be the amount on the final invoice that you are charged.

I own a leasehold house in Kidsgrove. Conveyancing and Aldermore mortgage went though with no issue. I have received a letter from someone saying they have taken over the reversionary interest in the property. It included a ground rent demand for rent dating back to 1997. The conveyancing solicitor in Kidsgrove who acted for me is not around. Do I pay?

The first thing you should do is contact the Land Registry to make sure that the individual claiming to own the freehold is in fact the new freeholder. There is no need to incur the fees of a Kidsgrove conveyancing solicitor to do this as you can do this on the Land Registry website for less than a fiver. Rest assured that regardless, even if this is the legitimate freeholder, under the Limitation Act 1980 the limitation period for recovery of ground rent is six years.

Kidsgrove Conveyancing for Leasehold Flats - Examples of Queries before buying

    You should be aware if it is no more than eighty years it will impact the salability of the apartment. Check with your bank that they are happy with the length of the lease. Leases with less than 80 years remaining means that you will probably require a lease extension sooner rather than later and it is worth discovering how much this would cost. Remember, in most cases you would be required to have been the owner of the premises for two years before you are entitled to extend the lease. Is the freehold owned jointly by the tenants? The prefered form of lease structure is if the freehold reversion is in the ownership of the leaseholders. In this arrangement the tenants benefit from being in charge if their destiny and notwithstanding that a managing agent is usually employed where the building is bigger than a house conversion, the managing agent is directed by the tenants.

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Find out more about how flying freehold can affect your the value of a property.