I am hoping to receive a offer of a home loan from Nat West. I intend to instruct a Licensed Conveyancer in Barlaston and Tittensor. Does the Nat West Conveyancing panel include Licensed Conveyancers?

The Nat West approved solicitor list is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

I am nearing an exchange on a flat in Barlaston and Tittensor and my mum and dad have sent the exchange deposit to my property lawyer. I am now advised that as the deposit has been received from someone other than me my property lawyer needs to make a notification to my mortgage company. Apparently, in also acting for the bank he must inform them that the balance of the purchase price is coming from anyone other than me. I advised the bank concerning my parents' contribution when I applied for the home loan, so is it really appropriate for this now to be an issue?

Your solicitor is duty bound to check with the bank to make sure that they understand that the balance of the purchase price is not from your own funds. The solicitor can only report this to your bank if you permit them to, failing which, your lawyer must cease to continue acting.

As someone unfamiliar with the Barlaston and Tittensor conveyancing process what is the number one tip you can impart concerning the legal transfer of property in Barlaston and Tittensor

Not many law firms shout this from the rooftops but conveyancing in Barlaston and Tittensor or throughout England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there is plenty of room for conflict between you and other parties involved in the ownership transfer. For instance, the vendor, property agent and even potentially your lender. Appointing a law firm for your conveyancing in Barlaston and Tittensor should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the process whose responsibility is to protect your best interests and to keep you safe.

Sometimes a third party with a vested interest may attempt to convince you that you should follow their advice. For instance, the estate agent may claim to be assisting by suggesting your lawyer is slow. Or your mortgage broker may try to convince you to do take action that is against your conveyancers recommendation. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

I am buying a new build apartment in Barlaston and Tittensor. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Set out below are examples of a few leasehold new build enquiries that you should expect your new-build leasehold conveyancing in Barlaston and Tittensor

The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Please confirm the Lease plans are architect prepared. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease.

Do online conveyancing companies do everything a local Barlaston and Tittensor solicitor does or do I still need to employ a solicitor for the final stages for my conveyancing in Barlaston and Tittensor?

Where you instruct an online conveyancer they should undertake all the work your Barlaston and Tittensor conveyancer would cover.