Do the Building Society Association intend to launch a searchable register to list solicitors on the Darlington Building Society conveyancing panel for example in Blythe Bridge?

We are not aware of any intention on the part of the BSA to promote such a tool.

I purchased my apartment on 5 April and the transaction details are still not registered. Any reason for this? My conveyancing solicitor in Blythe Bridge advises it would be formalised in a couple of weeks. Are properties in Blythe Bridge uniquely lengthy to register?

As far as conveyancing in Blythe Bridge is concerned, registration is no quicker or slower than the rest of the country. Rather than based on location, timeframes can adjust according to who lodges the application, whether it is in order and whether the Land registry communicate with any interested persons or bodies. At present in the region of three quarters of submission are fully dealt with within two weeks but occasionally there can be protracted hold-ups. Historically registration is effected after the buyer is living at the premises thus an expedited registration is not typically an essential issue yet where it is urgent that the the registration takes place urgently then you or your solicitor must communicate with the Registry to express the reasoning for the application to be prioritised.

I'm purchasing a new build house in Blythe Bridge benefiting from help to buy. The builders would not move on the amount so I negotiated five thousand pounds worth of extras instead. The property agent advised me not disclose to my conveyancer about this side-deal as it could adversely affect my loan with the lender. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I have been on the look out for a leasehold apartment up to £245,000 and identified one near me in Blythe Bridge I like with amenity areas and transport links nearby, however it's only got 61 remaining years left on the lease. I can't really find anything else in Blythe Bridge for this price, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a mortgage that many years may be problematic. Discount the offer by the expected lease extension will cost if not already taken into account. If the existing proprietor has owned the premises for at least twenty four months you can request that they commence the lease extension formalities and pass it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should speak to your conveyancing lawyer concerning this.

I am buying a garden apartment in Blythe Bridge. Conveyancing lawyer has been awaiting, from the vendor, building insurance documents. Earlier today I was advised that the seller needs to forward the insurance paperwork for the flat above as well. Why does my conveyancing practitioner want to see the insurance for the other flat? Is it really required? We have been waiting for the previous fortnight…

It is not unheard of in leasehold conveyancing in Blythe Bridge to find Conveyancing in Blythe Bridge in a minority of cases reveals that the lease requires the tenant's to insure their individual flats rather than the landlord insuring the complete building - which is definitely preferable. Do clarify with your lawyer but it would appear that your conveyancer is seeking to verify that the whole building is insured. Insuring your apartment is no help when it comes to rebuilding after a fire if the 1st floor cannot be rebuilt as a result of lack of insurance.