we are a couple who decided to purchase a 3 bedroom flat in Blythe Bridge with a homeloan from Yorkshire Building Society.We have a Blythe Bridge conveyancing practitioner but Yorkshire Building Society says he's not listed on their "panel". we are left little option but to use a Yorkshire Building Society panel firm or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; Can we not simply insist that Yorkshire Building Society use our lawyer?
No, not really. The mortgage offered to you contains terms and conditions, one of which will be that lawyers will be on the Yorkshire Building Society approved list. in the past, most lenders had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Yorkshire Building Society
Despite weeks of looking the Title Certificate and documents to our home can not be found. The solicitors who dealt with the conveyancing in Blythe Bridge 4 years ago are no longer around. What do I do?
Assuming the title is registered the details of your ownership will be documented by HMLR with a Title Number. It is possible to execute a search at the Land Registry, identify your house and obtain up to date copies of the Registered Entries for a small fee. If the property is Leasehold then the Land Registry will also normally hold a file duplicate of the Registered Lease and again, a copy can be retrieved for twenty pounds.
I am buying a new build flat in Blythe Bridge. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.
Here are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Blythe Bridge
Please confirm the Lease plans are architect prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Please provide evidence that the form of Lease proposed has been approved by the Land Registry.
How do I locate a Blythe Bridge law firm on the Coventry Building Society conveyancing panel? I have wheels and am willing to travel upto 20miles to meet the solicitor.
You can use the search on this website. Please pick a lender and your location and you will see a number of Blythe Bridge conveyancing lawyers located nearest you. We have listed some Blythe Bridge conveyancing firms at the bottom of this page and you can ring them to check whether they are on the Coventry Building Society panel
The property lawyers handling our conveyancing in Blythe Bridge has forwarded papers to review that reveal that the property is unregistered with epitome documents. Surely all houses in Blythe Bridge are registered?
Although the vast majorities of properties in Blythe Bridge are now registered with HMLR there are still a few that are unregistered. Any property in Blythe Bridge that has been remortgaged since the late 1980’s will have been registered at the HMLR under the compulsory ‘first registration’ scheme. However, if a Blythe Bridge property has not changed hands in that time then it’s likely the old fashioned title deeds will be the only evidence of ownership.Plenty of Blythe Bridge conveyancing lawyers will be able to handle such matters but if any uncertainty reigns the standard proposition presently is for the seller’s conveyancer to register it first and thereafter sell - this this chain of events will result in a prolonged transaction.