I can't travel far from Fenton. I would like to know the logic why all Fenton are not on all mortgage company panels?

Pre- 2008 most banks displayed an approach to risk which is different from today. The financial regulator in 2010 carried out a thematic review into property fraud which concluded: know the on your panel. Accordingly, mortgage companies have since requiredmore data from law firms regarding their processes and the staff who work for them and set certain criteria such as completing a minimum number of transactions. Hundreds of law practices have found themselves removed from lender panels even though they had an exemplary disciplinary record, no complaints and no claims and didn't just 'dabble' in conveyancing. Many firms found it impossible meet the criteria of volume of transactions the lenders insisted on.

It has been 3 months following my purchase conveyancing in Fenton concluded. I have checked the Land Registry website which shows that I paid £175,000 when infact I paid £215,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the property from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

The estate agent has sent us the confirmation of our purchase of a new build flat in Fenton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Fenton

Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified. The Vendor must covenant to keep unsold units in good repair until long leases are granted therefore.

Am I better off to go with a Fenton conveyancing solicitor in close proximity to the house I am purchasing? We have a good friend who can carry out the legal formalities but her office is 400miles away.

The benefit of a high street Fenton conveyancing practice is that you can drop in to execute documents, present your identification documents and pester them where appropriate. They will also have local insight which is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If you know people who instructed your friend and in the main were content that should trump using an unknown Fenton conveyancing lawyer solely due to them being round the corner.

I am the registered owner of a 1st floor flat in Fenton, conveyancing was carried out half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent properties in Fenton with an extended lease are worth £165,000. The average or mid-range amount of ground rent is £45 yearly. The lease ceases on 21st October 50

You have 50 years left to run we estimate the price of your lease extension to range between £36,100 and £41,800 plus legals.

The figure that we have given is a general guide to costs for renewing a lease, but we are not able to provide the actual costs in the absence of comprehensive investigations. Do not use this information in a Notice of Claim or as an informal offer. There may be other issues that need to be considered and clearly you want to be as accurate as possible in your negotiations. Please do not move forward placing reliance on this information before getting professional advice.