We note that you have a post code search directory listing law firms on the Skipton conveyancing panel. Do firms pay you a commission if I retain them for our conveyancing in Fenton?

We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Fenton.

I'm buying my first flat in Fenton with a mortgage from Bank of Ireland. The builders would not reduce the price so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not inform my solicitor about the extras as it will jeopardize my loan with Bank of Ireland. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I was recommended by numerous selling agents in Fenton to find a solicitor on your site. What’s the financial incentive for Estate Agents to promote your services rather than alternative conveyancing organisations?

We don’t give any commission for directing people our way. We thought it would be too underhand to pay a commission because members of the public would think, ‘How come the agent getting a kickback? Why aren’t I getting any benefit too?’ So we decided to step away from that.

I need to retain a conveyancing solicitor for purchase conveyancing in Fenton. I've discover a site which seems to have the ideal solution If it is possible to get all this stuff done via email that would be preferable. Should I be concerned? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I pay a service charge for my property in Fenton. Due to redundancy and personal issues I fell into arrears with payments. I negotiated a clearance plan but there remains about £3000 outstanding at the current time.

I want to sell and I am panicking this may hold me back if I have to discharge the arrears now. Do I have to settle before - is this practicable?

It would be wise to speak with the conveyancing practitioner conducting your Fenton conveyancing but one option may be to arrange for the outstanding amount to be attributed to the buyers. The sale price they pay would be adjusted to reflect the amount of debt they assume. They would then discharge the arrears once they are the owners.