My husband and I changing mortgage lender for our apartment in Brown Edge with UBS. We have a son approaching twenty who lives at home. Our solicitor requested us to identify any adults other than ourselves who lives in the flat. The solicitor has now sent a form for our son to sign, giving up any rights in the event that the flat is forfeited by the lender. I have two questions (1) Is this form unique to the UBS conveyancing panel as he never had to sign this form when we bought 5 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to UBS. This is solely used to protect UBS if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of UBS had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
We are purchasing a property and the lawyer has raised the issue of Chancel Repair to which the property could be liable because it falls into the area of such a church. He has mentioned insurance. Is this really required for conveyancing in Brown Edge
Unless a prior purchase of the premises completed after 12 October 2013 you can take it that solicitors delivering conveyancing in Brown Edge to continue to propose a a chancel search and or insurance against a claim.
I have todaydiscovered that Wolstenholmes have closed. They conducted my conveyancing in Brown Edge for a purchase of a leasehold apartment 9 months ago. How can I establish that my home is not still registered in the name of the previous owner?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Brown Edge conveyancing specialists.
How easy is it to use the search app to find a conveyancing practitioner in Brown Edge on the approved list for my mortgage?
Step one is to choose a mortgage company such as Barclays , The Royal Bank of Scotland or Godiva Mortgages Ltd then choose your location for instance Brown Edge. Conveyancing firms in Brown Edge and across England and Wales will then be shown.
I need to instruct a conveyancing solicitor for my conveyancing in Brown Edge. I have chance upon a site which appears to be the perfect offering If it is possible to get all this stuff done via web that would be ideal. Do I need to be concerned? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?