I am obtaining a mortgage with Lloyds. I intend to retain the legal services of a Licensed Conveyancer in Chesterton. Does the Lloyds Conveyancing panel exclude conveyancers regulated by the CLC?

The Lloyds conveyancing panel is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the Council of Licensed Conveyancers.

four months have gone by since my purchase conveyancing in Chesterton completed. I have checked the Land Registry site which shows that I paid £150,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the premises from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I'm purchasing my first flat in Chesterton benefiting from help to buy. The sellers refused to budge the price so I negotiated £7000 of extras instead. The estate agent advised me not to tell my solicitor about this side-deal as it could affect my loan with the bank. Is this normal?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am a sole trader intending to take over a lease of a shop on the high street. Can you recommend solicitors offering fixed costs for commercial conveyancing in Chesterton for below 1500k?

We can recommend firms who host a wealth of experience of commercial conveyancing in Chesterton, including the sale and acquisition of businesses as well as simply premises. If you are looking to buy or lease a shop, pub, restaurant, office, retail premises or a whole business we can find you the right firm. As for the fees this will depend on the structure and nuances of the deal. Let us have your details or telephone so as to enable us to furnish you with a detailed commercial conveyancing quote.

As co-executor for the will of my grandfather I am selling a house in Cardiff but reside in Chesterton. My solicitor (approximately 235 kilometers awayrequires that I sign a statutory declaration prior to completion. Can you recommend a conveyancing practitioner in Chesterton who can attest this legal document for me?

strictly speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are located in Chesterton