What is the difference between a licensed conveyancer and conveyancing solicitor in Chesterton

There are two types of lawyers who can perform conveyancing in Chesterton namely CLC regulated conveyancers or solicitors. Both professionals administer the legal services that you need to complete the disposal or acquisition of property. They are both obliged to handle Chesterton conveyancing on similar standards and guidelines so you may be safe in the knowledge that your conveyancing will be properly administered and that all requisite procedures should be accurately taken.

After much negotiation I have agreed a price on a house in Chesterton. My mortgage broker recommended their conveyancers. I paid an on account payment of £225. A couple of days later, the lawyer called me embarrassingly acknowledging that they were not on the Aldermore conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Aldermore panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

I had an offer accepted on a house in Chesterton on 15/7/2025, valuation was booked five days later, all came back fine. Property lawyer instructed, so all that was missing was my mortgage offer. Having made daily calls to Bank of Ireland and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Bank of Ireland conveyancing panel. Are Bank of Ireland entitled to hold back the Mortgage pending the lawyer being on the approved list?

A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Bank of Ireland to deal with your lawyer's application to be on the Bank of Ireland conveyancing panel. There's no guarantee that your solicitor will be accepted.

I have recentlyfound out that Arc property Solicitors have been shut down. They conducted my conveyancing in Chesterton for a purchase of a freehold house 12 months ago. How can I check that the property is not still registered in the name of the former proprietor?

The quickest way to check if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chesterton conveyancing specialists.

I am purchasing a new build house in Chesterton benefiting from help to buy. The builders refused to move on the amount so I negotiated 6k of fixtures and fittings instead. The estate agent advised me not disclose to my conveyancer about the deal as it would impact my loan with Britannia. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the guidance of my in-laws I had a survey completed on a house in Chesterton before retaining solicitors. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some mortgage companies may not give a loan on such a home.

It depends who your proposed lender is. HSBC has different requirements for example to Nationwide. Should you wish to telephone us we can investigate further via the relevant lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chesterton. Conveyancing will be smoother if you use a solicitor in Chesterton especially if they are familiar with such properties in Chesterton.

There are a number of properties in Chesterton on private lanes. My husband and I are buying one such house. What are the pros and cons of buying a property on a private road?

Chesterton conveyancing lawyers are familiar with transacting houseson unadopted roads. The conveyancer will investigate title to find any rights or liabilities. In many cases there is a management company (wholly owned by residents) that residents pay into to maintain the road. If there is one, the road should be maintained and appear nicer than publicly owned.