We went with a high street solicitor for our conveyancing in Whitmore recently. Looking through the Terms and Conditions I noteI am responsible for fees even where the conveyance does not complete. Would I be best advised to instruct an on-line conveyancing brokerage who offer no completion no charge conveyancing in Whitmore?

It is usually ‘give and take’ in that if "No Sale No Fee" is available then the conveyancing charges will tend to be be uplifted to neutralise the conveyances that do not go ahead. You should be mindful that such arrangements tend not to cover outlay such your Whitmore conveyancing search fees.

In what way does my ID and proof of funds have anything to do with my conveyancing in Whitmore? Why is this being asked of me?

Anti-terror and anti-money-laundering regulations require solicitors and licensed conveyancers to check the ID of the person or body they are dealing with prior to agreeing to accepting their conveyancing business. The Terms of Engagement that you are required to sign will no doubt reaffirm this. Your lender will also require certain documents to be checked. If you are unwilling to provide ID verification documents, your solicitor will not be able to take you on as a client.

I am considering applying for a Virgin Money mortgage for purchase of a new build (under development) in Whitmore with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Virgin Money ?

There is nothing to stop you using your solicitor, but Virgin Money will insist on their interests being represented by a firm on their conveyancing panel. There is much more potential for delays and confusion with two solicitors involved, and it will undoubtedly be more expensive too.

Various internet forums that I have frequented warn that are the primary reason for delay in Whitmore house deals. Is that correct?

The Council of Property Search Organisations (CoPSO) has noted the conclusions of a review by MoveWithUs that conveyancing searches do not figure amongst the common causes of delays during the legal transfer of property. Local searches are not likely to feature in any delay in conveyancing in Whitmore.

Can a conveyancer remove someone from the title of my property in Whitmore ?

Subtracting or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a conveyancer