My mortgage broker requires my Whitmore solicitor’s panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Whitmore branch but they don't know it.
You are best placed to get this information from your Whitmore lawyer . Most Whitmore conveyancing practices will keep a file or database of lender panel information which would include, if applicable, their conveyancing panel details for each mortgage company.
My wife and I have lately acquired a house in Whitmore. We have since encountered a number of problems with the house which we consider were missed in the conveyancing searches. What action can we take? Can you clarify the nature of searches that needed to have been conducted as part of conveyancing in Whitmore?
The question is vague as what problems have arisen and if they are unique to conveyancing in Whitmore. Conveyancing searches and investigations undertaken as part of the buying process are carried out to help avoid problems. As part of the process, the vendor completes a questionnaire called a Seller’s Property Information Form. answers turns out to be misleading, you could possibly take legal action against the vendor for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Whitmore.
We are planning to purchase with Earl Shilton BS. I popped in 3 or 4 high street companies but cant to find a Whitmore conveyancing firm on the Earl Shilton BS panel. Please you help?
Feel free to make use of the search tool on this page. Please choose the building society and type Whitmore or your preferred area and you will discover numerous conveyancers offices in Whitmore or nearest you.
When it comes to mortgage companies such as Coventry BS, do Whitmore conveyancing practitioners face a yearly amount to be on the conveyancing panel?
We are unaware of any mortgage company fees to register on their list of approved firms, although some do charge an administration fee to deal with the processing of the conveyancing panel submission.
We were going to get a OIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we are dependent on web based calculators (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Whitmore solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Whitmore solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
The formalities of my remortgage has taken place for my property in Whitmore. Conveyancing was a necessary evil but I would like to complain about the lender. How does one go about formally complaining?
Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I am looking for a flat up to £305k and identified one round the corner in Whitmore I like with open areas and railway links in the vicinity, however it only has 52 years unexpired on the lease. There is not much else in Whitmore for this price, so just wondered if I would be making a mistake acquiring a lease with such few years left?
Should you require a home loan the remaining unexpired lease term will be an issue. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the current owner has owned the premises for at least twenty four months you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease with a zero ground rent applied. You should speak to your conveyancing lawyer regarding this matter.