In the event thatI was to buy a simple residential propertyin Stafford mortgage fee and dispense with a survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Stafford?
Any savings you would gain will be limited to the costs for searches. The solicitor is required to do the vast majority of work - money laundering, communicating with the sellers lawyer, SDLT return, register the title etc. You might save a bit for them not having to register a charge but it will not be significant.
As someone clueless as to the Stafford conveyancing process what’s your top tip you can impart for the ownership transfer in Stafford
Not many law firms shout this from the rooftops but conveyancing in Stafford and elsewhere in England and Wales is an adversarial experience. Put another way, when it comes to conveyancing there exists plenty of room for conflict between you and others involved in the ownership transfer. For example, the seller, estate agent and sometimes your mortgage company. Choosing a law firm for your conveyancing in Stafford should not be taken lightly as your conveyancer is your adviser, and is the ONLY person in the legal process whose interest is to protect your best interests and to protect you.
There is a worrying ongoing adversarial element to conveyancing- someone has to be blamed for the process being so protracted. We recommend that you your first instinct should be to trust your conveyancer above all other players when it comes to the legal assignment of property.
Our lender has suggested solicitors on their panel based in Stafford but I would rather instruct a conveyancing lawyer in Stafford round the corner to me. Are you able to assist?
Far from all Stafford conveyancing practices are on all lender’s conveyancing panel. Use the above search tool to locate a Stafford conveyancing solicitor on the on the lender panel.
How does conveyancing in Stafford differ for new build properties?
Most buyers of new build residence in Stafford contact us having been asked by the builder to sign contracts and commit to the purchase even before the property is constructed. This is because house builders in Stafford usually buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Stafford or who has acted in the same development.
The solicitors conducting our conveyancing in Stafford has sent documents to review that indicate that the land is unregistered with epitome documents. How can it be that the property not yet recorded at HM Land Regsitry?
Most property in Stafford is registered. An 'epitome' is basically a dossier of photocopies of documents affecting an unregistered title. Many Stafford conveyancing solicitors will be capable of dealing with such matters but in the event that uncertainty reigns the prevailing advice these days seems to be for the current owners to register the title first and then deal with the dispose of the property to the purchaser - this will have a knock on effect to result in a significant delay.