I was recommended to a conveyancer who has quoted £1400 for leasehold conveyancing in Stafford. I’m hoping to downsize from a Victorian property for £175,000. Is this expensive? Is it in excess of the norm for conveyancing in Stafford?
The charges are a bit high. Where you are happy to expend time comparing prices you might reduce the fees slightly by perhaps £100 plus VAT. That being said, you couldcome to regret opting for an a cheaper lawyer. If is important to be sure that the conveyancer can represent your bank. You can make use of our search tool to locate a Stafford conveyancing practice on the banks approved list of lawyers which can often include conveyancing solicitors in Stafford.
We are looking to buy a property and need a conveyancing solicitor in Stafford who is on the Bank of Ireland solicitor panel. Could you point me in the right direction as regards a firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Stafford.
Have just purchased a repossessed house at auction in Stafford. Conveyancing is required. What are my next steps?
Having for all intents and purposes signed on the dotted line you will need to appoint a conveyancing lawyer as a matter of priority as you now have a pending deadline in which to complete the purchase. An auction property will ordinarily have an associated auction pack. This will include the copy title deeds, local authority and drainage searches. Where you are dealing with leasehold property the auction papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You need to hand this to your appointed conveyancing solicitor at the earliest opportunity. You also need to ensure that you have funds in place to complete the transaction on the set completion date.
It is not clear whether my mortgage offer obliges me to make sure the lease term for the flat is extended prior to the completion date. I have called my Stafford building society branch on various occasions and was advised it wasn't an issue and they would lend. My Stafford conveyancing solicitor - who is on the bank conveyancing panel- called to say that they refuse to lend based on their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?
Provided that the conveyancer is on the mortgage company panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook provisions for the lender. Unless your lawyer obtains specific confirmation in writing that the mortgage company will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.
I had an offer accepted on an apartment in Stafford on 12/10/2018, valuation was booked 3 days later, all came back fine. Conveyancer instructed, so all that was missing was my mortgage offer. Having made daily calls to HSBC and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the HSBC conveyancing panel. Are HSBC entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for HSBC to deal with your lawyer's application to be on the HSBC conveyancing panel. There's no guarantee that your solicitor will be accepted.
My partner has recommend that I appoint his lawyers for conveyancing in Stafford. Should I use them?
Much as we are happy to recommend a Stafford conveyancing lawyer the best way to find a conveyancing lawyer is to have recommendations from friends or relatives who have actually used the conveyancer you're contemplating using.
I would like to let out my leasehold flat in Stafford. Conveyancing solicitor who did the purchase is retired - so can't ask her. Is permission from the freeholder required?
Even though your last Stafford conveyancing solicitor is not available you can review your lease to see if you are permitted to let out the property. The rule is that if the deeds are non-specific, subletting is allowed. There may be a precondition that you need to seek consent via your landlord or other appropriate person in advance of subletting. This means that you cannot sublet without prior consent. Such consent must not not be unreasonably withheld. If the lease does not allow you to sublet you will need to ask your landlord if they are willing to waive this restriction.
Stafford Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing
It is important to be aware whether fixing the lift or some other major work is anticipated that will be shared between the tenants and may well dramatically impact the level of the service charges or require a specific invoice. What prohibitions are there in the Stafford Lease?