We note that you have a search directory listing firms on the Skipton conveyancing panel. Do firms pay you a referral fee if I retain them for our conveyancing in Cannock?
We are a listing service only for law firms wishing to communicate if they are on the Skipton conveyancing panel or other lender panels. We do not charge referral fees to any conveyancer that you subsequently appoint for your conveyancing in Cannock.
I'm buying a new build house in Cannock benefiting from help to buy. The builders refused to budge the price so I negotiated 6k of fixtures and fittings instead. The house builders rep suggested that I not to tell my solicitor about this extras as it may adversely affect my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold issue on a house I have offered on last month in what should have been a straight forward, no chain conveyancing. Cannock is where the house is located. Is there any guidance you can give?
Flying freeholds in Cannock are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Cannock you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Cannock may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
I need to find a conveyancing solicitor for sale conveyancing in Cannock. I've land on a web site which looks to be the perfect solution If it is possible to get all the legals completed via email that would be preferable. Should I be wary? What should out be looking out for?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
My wife and I are selling a Cannock house left to us seven years ago in 2011. I have over 15 years conveyancing know-how and, although retired, see no reason not to undertake my own conveyancing. The purchaser's conveyancing practitioner has informed me that their building society will not allow us to do our own conveyancing insisting the funds to be transferred to a solicitor's bank account.
Mortgage requirements to lawyers from all CML members state that If the seller is not legally represented the purchaser’s lawyers should check whether the bank needs to be notified so that a decision can be reached as to whether or not they are willing to proceed.