I am acquiring a property without a mortgage in Burntwood. I have lived for the previous Seventeen years in Burntwood. Conveyancing searches are exorbitant. Given that I know the area and road very well should I not bother getting the solicitor to do all the conveyancing searches?

In the absence of a home loan, then the vast majority of the Burntwood conveyancing searches are non-obligatory. Your conveyancer will ’encourage you, no-doubt strongly, that you should have searches done, but she is duty bound to take that path of guidance. Do take into account; if you are intend to sell the house at a future date, it could be of relevance to your future purchaser what the searches contain. Sometimes houses with no practical issues can still throw up detrimental search results. A competent conveyancing solicitor in Burntwood should provide you some sensible advice in this regard.

Can your site be used to locate a Conveyancing solicitor in Burntwood even if I’m not buying or selling a house, for instance where I wish to acquire a shop in Burntwood with a loan from TSB?

The service is predominantly there to locate domestic conveyancing solicitors in Burntwood but we have set out towards the bottom of this page a selection of Burntwood commercial conveyancing firms. You will need to enquire with the solicitors directly to establish if they are also authorised to represent TSB

What is the difference between a licensed conveyancer and conveyancing solicitor in Burntwood

Two types of professional can conduct conveyancing in Burntwood namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that required to complete the disposal or purchase of property. Both are duty bound to perform Burntwood conveyancing on similar standards and guidelines so you may be sure that your conveyancing will be properly carried out and that all requirements and procedures should be accurately attended to.

I am buying a property in Burntwood. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Kent Reliance be concerned?

As your lender is Kent Reliance your lawyer must check the formal requirements outlined in Section two of UK Finance Lenders’ Handbook for Kent Reliance. The Council of Mortgage Lenders’ Handbook sets out minimum specifications for solar panel roof-space leases, and property lawyers are required to report to Kent Reliance where a lease fails to comply with these requirements. The conditions relate to the installation of panels on properties countrywide and is not isolated to Burntwood.

I recently had an offer accepted on a house in Burntwood. My financial adviser suggested a solicitor. I paid an advanced payment of £175. Shortly after, the property lawyer contacted me sheepishly admitting that they were not on the Co-operative conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the Co-operative panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Are there restrictive covenants that are commonly identified during conveyancing in Burntwood?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Burntwood. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am purchasing a new build house in Burntwood with the aid of help to buy. The developers refused to move on the price so I negotiated £7000 of additionals instead. The estate agent suggested that I not reveal to my solicitor about the side-deal as it will jeopardize my mortgage with Platform Home Loans Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.