It is 10 years ago since I bought my property in Burntwood. Conveyancing lawyers have just been appointed on the sale but I can't locate the title documents. Is this a problem?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by your mortgage company or they may still be with the solicitor who oversaw your purchase. Secondly in most cases the title will be recorded at the land registry and you will be able to establish that you own the property by your conveyancing solicitors obtaining up to date copy of the land registers. Most conveyancing in Burntwood relates to registered property but in the unlikely event that your property is unregistered it is more problematic but is not insurmountable.
My bank has suggested a law firm on their panel based in Burntwood but I would rather choose a conveyancing lawyer in Burntwood or nearer to where I live. Can you assist?
It is by no means the case that all Burntwood conveyancing practices are listed all lender’s conveyancing panel. Do make use of the above search tool to locate a Burntwood conveyancing solicitor on the on the lender panel.
I need some fast conveyancing in Burntwood as I am under a deadline to sign on the dotted line in less than 2 weeks. A home loan is not required. Can I decline from having conveyancing searches to save fees and time?
If.Given you are not obtaining a home loan you have the choice not to do searches although no lawyer would advise that you don't. Drawing on years of experience of conveyancing in Burntwood the following are instances of issues that can arise and therefore affect future mortgageability: Enforcement Actions, Outstanding Fees, Outstanding Grants, Railway Schemes,...
I've recently found out that there is a flying freehold element on a house I put an offer in last month in what was supposed to be a simple, no chain conveyancing. Burntwood is the location of the property. Can you shed any light on this issue?
Flying freeholds in Burntwood are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Burntwood you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Burntwood may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Am I best advised to choose a Burntwood conveyancing lawyer based in the vicinity that I am buying? We have a good friend who can carry out the legal formalities however they are based approximately 350miles away.
The benefit of a local Burntwood conveyancing firm is that you can drop in to sign documents, hand in your identification documents and pester them if necessary. Having local Burntwood know how is a benefit. However nothing is more important than finding someone that will do a good and efficient job. If other friends have instructed your friend and in the main were happy that must surpass using an unknown Burntwood conveyancing solicitor just because they are based in the area.